LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,600
−HK$3,299/mo
▼ 0.25% · 3.875%
HK$54,236
−HK$1,663/mo
Today · 4.125%
HK$55,899
baseline
▲ 0.50% · 4.625%
HK$59,300
+HK$3,401/mo
Deposit HK$11.53M · loan HK$11.53M · min. income ≈ HK$111,798/mo (50% DSR)
Upfront cash ≈ HK$12.51M (deposit + AVD stamp duty HK$980,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,517
−HK$3,162/mo
▼ 0.25% · 3.875%
HK$60,087
−HK$1,592/mo
Today · 4.125%
HK$61,679
baseline
▲ 0.50% · 4.625%
HK$64,930
+HK$3,251/mo
Deposit HK$11.53M · loan HK$11.53M · min. income ≈ HK$123,358/mo (50% DSR)
Upfront cash ≈ HK$12.51M (deposit + AVD stamp duty HK$980,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,120
−HK$3,958/mo
▼ 0.25% · 3.875%
HK$65,084
−HK$1,994/mo
Today · 4.125%
HK$67,078
baseline
▲ 0.50% · 4.625%
HK$71,160
+HK$4,082/mo
Deposit HK$9.23M · loan HK$13.84M · min. income ≈ HK$134,156/mo (50% DSR)
Upfront cash ≈ HK$10.21M (deposit + AVD stamp duty HK$980,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,221
−HK$3,793/mo
▼ 0.25% · 3.875%
HK$72,104
−HK$1,910/mo
Today · 4.125%
HK$74,014
baseline
▲ 0.50% · 4.625%
HK$77,916
+HK$3,902/mo
Deposit HK$9.23M · loan HK$13.84M · min. income ≈ HK$148,028/mo (50% DSR)
Upfront cash ≈ HK$10.21M (deposit + AVD stamp duty HK$980,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,640
−HK$4,618/mo
▼ 0.25% · 3.875%
HK$75,931
−HK$2,327/mo
Today · 4.125%
HK$78,258
baseline
▲ 0.50% · 4.625%
HK$83,020
+HK$4,762/mo
Deposit HK$6.92M · loan HK$16.15M · min. income ≈ HK$156,516/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$980,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,924
−HK$4,426/mo
▼ 0.25% · 3.875%
HK$84,121
−HK$2,229/mo
Today · 4.125%
HK$86,350
baseline
▲ 0.50% · 4.625%
HK$90,902
+HK$4,552/mo
Deposit HK$6.92M · loan HK$16.15M · min. income ≈ HK$172,700/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$980,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,680
−HK$5,938/mo
▼ 0.25% · 3.875%
HK$97,625
−HK$2,993/mo
Today · 4.125%
HK$100,618
baseline
▲ 0.50% · 4.625%
HK$106,740
+HK$6,122/mo
Deposit HK$2.31M · loan HK$20.76M · min. income ≈ HK$201,236/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$980,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,331
−HK$5,691/mo
▼ 0.25% · 3.875%
HK$108,156
−HK$2,866/mo
Today · 4.125%
HK$111,022
baseline
▲ 0.50% · 4.625%
HK$116,874
+HK$5,852/mo
Deposit HK$2.31M · loan HK$20.76M · min. income ≈ HK$222,044/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$980,375 · Scale 2, in force from 26 Feb 2026)