LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,604
−HK$3,299/mo
▼ 0.25% · 3.875%
HK$54,240
−HK$1,663/mo
Today · 4.125%
HK$55,903
baseline
▲ 0.50% · 4.625%
HK$59,304
+HK$3,401/mo
Deposit HK$11.53M · loan HK$11.53M · min. income ≈ HK$111,806/mo (50% DSR)
Upfront cash ≈ HK$12.52M (deposit + AVD stamp duty HK$980,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,521
−HK$3,162/mo
▼ 0.25% · 3.875%
HK$60,091
−HK$1,592/mo
Today · 4.125%
HK$61,683
baseline
▲ 0.50% · 4.625%
HK$64,934
+HK$3,251/mo
Deposit HK$11.53M · loan HK$11.53M · min. income ≈ HK$123,366/mo (50% DSR)
Upfront cash ≈ HK$12.52M (deposit + AVD stamp duty HK$980,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,125
−HK$3,958/mo
▼ 0.25% · 3.875%
HK$65,088
−HK$1,995/mo
Today · 4.125%
HK$67,083
baseline
▲ 0.50% · 4.625%
HK$71,165
+HK$4,082/mo
Deposit HK$9.23M · loan HK$13.84M · min. income ≈ HK$134,166/mo (50% DSR)
Upfront cash ≈ HK$10.21M (deposit + AVD stamp duty HK$980,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,226
−HK$3,794/mo
▼ 0.25% · 3.875%
HK$72,109
−HK$1,911/mo
Today · 4.125%
HK$74,020
baseline
▲ 0.50% · 4.625%
HK$77,921
+HK$3,901/mo
Deposit HK$9.23M · loan HK$13.84M · min. income ≈ HK$148,040/mo (50% DSR)
Upfront cash ≈ HK$10.21M (deposit + AVD stamp duty HK$980,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,645
−HK$4,619/mo
▼ 0.25% · 3.875%
HK$75,936
−HK$2,328/mo
Today · 4.125%
HK$78,264
baseline
▲ 0.50% · 4.625%
HK$83,026
+HK$4,762/mo
Deposit HK$6.92M · loan HK$16.15M · min. income ≈ HK$156,528/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$980,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,930
−HK$4,426/mo
▼ 0.25% · 3.875%
HK$84,127
−HK$2,229/mo
Today · 4.125%
HK$86,356
baseline
▲ 0.50% · 4.625%
HK$90,908
+HK$4,552/mo
Deposit HK$6.92M · loan HK$16.15M · min. income ≈ HK$172,712/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$980,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,687
−HK$5,938/mo
▼ 0.25% · 3.875%
HK$97,632
−HK$2,993/mo
Today · 4.125%
HK$100,625
baseline
▲ 0.50% · 4.625%
HK$106,747
+HK$6,122/mo
Deposit HK$2.31M · loan HK$20.76M · min. income ≈ HK$201,250/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$980,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,338
−HK$5,691/mo
▼ 0.25% · 3.875%
HK$108,163
−HK$2,866/mo
Today · 4.125%
HK$111,029
baseline
▲ 0.50% · 4.625%
HK$116,882
+HK$5,853/mo
Deposit HK$2.31M · loan HK$20.76M · min. income ≈ HK$222,058/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$980,445 · Scale 2, in force from 26 Feb 2026)