LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,605
−HK$3,299/mo
▼ 0.25% · 3.875%
HK$54,241
−HK$1,663/mo
Today · 4.125%
HK$55,904
baseline
▲ 0.50% · 4.625%
HK$59,305
+HK$3,401/mo
Deposit HK$11.53M · loan HK$11.53M · min. income ≈ HK$111,808/mo (50% DSR)
Upfront cash ≈ HK$12.52M (deposit + AVD stamp duty HK$980,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,522
−HK$3,162/mo
▼ 0.25% · 3.875%
HK$60,092
−HK$1,592/mo
Today · 4.125%
HK$61,684
baseline
▲ 0.50% · 4.625%
HK$64,936
+HK$3,252/mo
Deposit HK$11.53M · loan HK$11.53M · min. income ≈ HK$123,368/mo (50% DSR)
Upfront cash ≈ HK$12.52M (deposit + AVD stamp duty HK$980,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,126
−HK$3,958/mo
▼ 0.25% · 3.875%
HK$65,089
−HK$1,995/mo
Today · 4.125%
HK$67,084
baseline
▲ 0.50% · 4.625%
HK$71,166
+HK$4,082/mo
Deposit HK$9.23M · loan HK$13.84M · min. income ≈ HK$134,168/mo (50% DSR)
Upfront cash ≈ HK$10.21M (deposit + AVD stamp duty HK$980,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,227
−HK$3,794/mo
▼ 0.25% · 3.875%
HK$72,110
−HK$1,911/mo
Today · 4.125%
HK$74,021
baseline
▲ 0.50% · 4.625%
HK$77,923
+HK$3,902/mo
Deposit HK$9.23M · loan HK$13.84M · min. income ≈ HK$148,042/mo (50% DSR)
Upfront cash ≈ HK$10.21M (deposit + AVD stamp duty HK$980,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,647
−HK$4,618/mo
▼ 0.25% · 3.875%
HK$75,938
−HK$2,327/mo
Today · 4.125%
HK$78,265
baseline
▲ 0.50% · 4.625%
HK$83,027
+HK$4,762/mo
Deposit HK$6.92M · loan HK$16.15M · min. income ≈ HK$156,530/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$980,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,931
−HK$4,427/mo
▼ 0.25% · 3.875%
HK$84,129
−HK$2,229/mo
Today · 4.125%
HK$86,358
baseline
▲ 0.50% · 4.625%
HK$90,910
+HK$4,552/mo
Deposit HK$6.92M · loan HK$16.15M · min. income ≈ HK$172,716/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$980,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,689
−HK$5,937/mo
▼ 0.25% · 3.875%
HK$97,634
−HK$2,992/mo
Today · 4.125%
HK$100,626
baseline
▲ 0.50% · 4.625%
HK$106,749
+HK$6,123/mo
Deposit HK$2.31M · loan HK$20.76M · min. income ≈ HK$201,252/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$980,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,340
−HK$5,691/mo
▼ 0.25% · 3.875%
HK$108,165
−HK$2,866/mo
Today · 4.125%
HK$111,031
baseline
▲ 0.50% · 4.625%
HK$116,884
+HK$5,853/mo
Deposit HK$2.31M · loan HK$20.76M · min. income ≈ HK$222,062/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$980,463 · Scale 2, in force from 26 Feb 2026)