LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,606
−HK$3,299/mo
▼ 0.25% · 3.875%
HK$54,243
−HK$1,662/mo
Today · 4.125%
HK$55,905
baseline
▲ 0.50% · 4.625%
HK$59,307
+HK$3,402/mo
Deposit HK$11.54M · loan HK$11.54M · min. income ≈ HK$111,810/mo (50% DSR)
Upfront cash ≈ HK$12.52M (deposit + AVD stamp duty HK$980,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,524
−HK$3,162/mo
▼ 0.25% · 3.875%
HK$60,094
−HK$1,592/mo
Today · 4.125%
HK$61,686
baseline
▲ 0.50% · 4.625%
HK$64,937
+HK$3,251/mo
Deposit HK$11.54M · loan HK$11.54M · min. income ≈ HK$123,372/mo (50% DSR)
Upfront cash ≈ HK$12.52M (deposit + AVD stamp duty HK$980,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,128
−HK$3,958/mo
▼ 0.25% · 3.875%
HK$65,091
−HK$1,995/mo
Today · 4.125%
HK$67,086
baseline
▲ 0.50% · 4.625%
HK$71,168
+HK$4,082/mo
Deposit HK$9.23M · loan HK$13.84M · min. income ≈ HK$134,172/mo (50% DSR)
Upfront cash ≈ HK$10.21M (deposit + AVD stamp duty HK$980,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,229
−HK$3,794/mo
▼ 0.25% · 3.875%
HK$72,112
−HK$1,911/mo
Today · 4.125%
HK$74,023
baseline
▲ 0.50% · 4.625%
HK$77,925
+HK$3,902/mo
Deposit HK$9.23M · loan HK$13.84M · min. income ≈ HK$148,046/mo (50% DSR)
Upfront cash ≈ HK$10.21M (deposit + AVD stamp duty HK$980,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,649
−HK$4,618/mo
▼ 0.25% · 3.875%
HK$75,940
−HK$2,327/mo
Today · 4.125%
HK$78,267
baseline
▲ 0.50% · 4.625%
HK$83,030
+HK$4,763/mo
Deposit HK$6.92M · loan HK$16.15M · min. income ≈ HK$156,534/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$980,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,934
−HK$4,426/mo
▼ 0.25% · 3.875%
HK$84,131
−HK$2,229/mo
Today · 4.125%
HK$86,360
baseline
▲ 0.50% · 4.625%
HK$90,912
+HK$4,552/mo
Deposit HK$6.92M · loan HK$16.15M · min. income ≈ HK$172,720/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$980,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,691
−HK$5,938/mo
▼ 0.25% · 3.875%
HK$97,637
−HK$2,992/mo
Today · 4.125%
HK$100,629
baseline
▲ 0.50% · 4.625%
HK$106,752
+HK$6,123/mo
Deposit HK$2.31M · loan HK$20.76M · min. income ≈ HK$201,258/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$980,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,343
−HK$5,692/mo
▼ 0.25% · 3.875%
HK$108,169
−HK$2,866/mo
Today · 4.125%
HK$111,035
baseline
▲ 0.50% · 4.625%
HK$116,887
+HK$5,852/mo
Deposit HK$2.31M · loan HK$20.76M · min. income ≈ HK$222,070/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$980,491 · Scale 2, in force from 26 Feb 2026)