LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,608
−HK$3,299/mo
▼ 0.25% · 3.875%
HK$54,244
−HK$1,663/mo
Today · 4.125%
HK$55,907
baseline
▲ 0.50% · 4.625%
HK$59,309
+HK$3,402/mo
Deposit HK$11.54M · loan HK$11.54M · min. income ≈ HK$111,814/mo (50% DSR)
Upfront cash ≈ HK$12.52M (deposit + AVD stamp duty HK$980,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,526
−HK$3,162/mo
▼ 0.25% · 3.875%
HK$60,095
−HK$1,593/mo
Today · 4.125%
HK$61,688
baseline
▲ 0.50% · 4.625%
HK$64,939
+HK$3,251/mo
Deposit HK$11.54M · loan HK$11.54M · min. income ≈ HK$123,376/mo (50% DSR)
Upfront cash ≈ HK$12.52M (deposit + AVD stamp duty HK$980,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,129
−HK$3,959/mo
▼ 0.25% · 3.875%
HK$65,093
−HK$1,995/mo
Today · 4.125%
HK$67,088
baseline
▲ 0.50% · 4.625%
HK$71,170
+HK$4,082/mo
Deposit HK$9.23M · loan HK$13.84M · min. income ≈ HK$134,176/mo (50% DSR)
Upfront cash ≈ HK$10.21M (deposit + AVD stamp duty HK$980,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,231
−HK$3,794/mo
▼ 0.25% · 3.875%
HK$72,114
−HK$1,911/mo
Today · 4.125%
HK$74,025
baseline
▲ 0.50% · 4.625%
HK$77,927
+HK$3,902/mo
Deposit HK$9.23M · loan HK$13.84M · min. income ≈ HK$148,050/mo (50% DSR)
Upfront cash ≈ HK$10.21M (deposit + AVD stamp duty HK$980,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,651
−HK$4,618/mo
▼ 0.25% · 3.875%
HK$75,942
−HK$2,327/mo
Today · 4.125%
HK$78,269
baseline
▲ 0.50% · 4.625%
HK$83,032
+HK$4,763/mo
Deposit HK$6.92M · loan HK$16.15M · min. income ≈ HK$156,538/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$980,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,936
−HK$4,427/mo
▼ 0.25% · 3.875%
HK$84,133
−HK$2,230/mo
Today · 4.125%
HK$86,363
baseline
▲ 0.50% · 4.625%
HK$90,915
+HK$4,552/mo
Deposit HK$6.92M · loan HK$16.15M · min. income ≈ HK$172,726/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$980,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,694
−HK$5,938/mo
▼ 0.25% · 3.875%
HK$97,640
−HK$2,992/mo
Today · 4.125%
HK$100,632
baseline
▲ 0.50% · 4.625%
HK$106,755
+HK$6,123/mo
Deposit HK$2.31M · loan HK$20.76M · min. income ≈ HK$201,264/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$980,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,346
−HK$5,692/mo
▼ 0.25% · 3.875%
HK$108,171
−HK$2,867/mo
Today · 4.125%
HK$111,038
baseline
▲ 0.50% · 4.625%
HK$116,891
+HK$5,853/mo
Deposit HK$2.31M · loan HK$20.76M · min. income ≈ HK$222,076/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$980,518 · Scale 2, in force from 26 Feb 2026)