LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,609
−HK$3,299/mo
▼ 0.25% · 3.875%
HK$54,245
−HK$1,663/mo
Today · 4.125%
HK$55,908
baseline
▲ 0.50% · 4.625%
HK$59,309
+HK$3,401/mo
Deposit HK$11.54M · loan HK$11.54M · min. income ≈ HK$111,816/mo (50% DSR)
Upfront cash ≈ HK$12.52M (deposit + AVD stamp duty HK$980,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,526
−HK$3,162/mo
▼ 0.25% · 3.875%
HK$60,096
−HK$1,592/mo
Today · 4.125%
HK$61,688
baseline
▲ 0.50% · 4.625%
HK$64,940
+HK$3,252/mo
Deposit HK$11.54M · loan HK$11.54M · min. income ≈ HK$123,376/mo (50% DSR)
Upfront cash ≈ HK$12.52M (deposit + AVD stamp duty HK$980,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,130
−HK$3,959/mo
▼ 0.25% · 3.875%
HK$65,094
−HK$1,995/mo
Today · 4.125%
HK$67,089
baseline
▲ 0.50% · 4.625%
HK$71,171
+HK$4,082/mo
Deposit HK$9.23M · loan HK$13.84M · min. income ≈ HK$134,178/mo (50% DSR)
Upfront cash ≈ HK$10.21M (deposit + AVD stamp duty HK$980,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,232
−HK$3,794/mo
▼ 0.25% · 3.875%
HK$72,115
−HK$1,911/mo
Today · 4.125%
HK$74,026
baseline
▲ 0.50% · 4.625%
HK$77,928
+HK$3,902/mo
Deposit HK$9.23M · loan HK$13.84M · min. income ≈ HK$148,052/mo (50% DSR)
Upfront cash ≈ HK$10.21M (deposit + AVD stamp duty HK$980,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,652
−HK$4,619/mo
▼ 0.25% · 3.875%
HK$75,943
−HK$2,328/mo
Today · 4.125%
HK$78,271
baseline
▲ 0.50% · 4.625%
HK$83,033
+HK$4,762/mo
Deposit HK$6.92M · loan HK$16.15M · min. income ≈ HK$156,542/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$980,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,937
−HK$4,427/mo
▼ 0.25% · 3.875%
HK$84,135
−HK$2,229/mo
Today · 4.125%
HK$86,364
baseline
▲ 0.50% · 4.625%
HK$90,916
+HK$4,552/mo
Deposit HK$6.92M · loan HK$16.15M · min. income ≈ HK$172,728/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$980,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,695
−HK$5,939/mo
▼ 0.25% · 3.875%
HK$97,641
−HK$2,993/mo
Today · 4.125%
HK$100,634
baseline
▲ 0.50% · 4.625%
HK$106,757
+HK$6,123/mo
Deposit HK$2.31M · loan HK$20.76M · min. income ≈ HK$201,268/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$980,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,348
−HK$5,691/mo
▼ 0.25% · 3.875%
HK$108,173
−HK$2,866/mo
Today · 4.125%
HK$111,039
baseline
▲ 0.50% · 4.625%
HK$116,892
+HK$5,853/mo
Deposit HK$2.31M · loan HK$20.76M · min. income ≈ HK$222,078/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$980,532 · Scale 2, in force from 26 Feb 2026)