LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,609
−HK$3,299/mo
▼ 0.25% · 3.875%
HK$54,246
−HK$1,662/mo
Today · 4.125%
HK$55,908
baseline
▲ 0.50% · 4.625%
HK$59,310
+HK$3,402/mo
Deposit HK$11.54M · loan HK$11.54M · min. income ≈ HK$111,816/mo (50% DSR)
Upfront cash ≈ HK$12.52M (deposit + AVD stamp duty HK$980,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,527
−HK$3,162/mo
▼ 0.25% · 3.875%
HK$60,097
−HK$1,592/mo
Today · 4.125%
HK$61,689
baseline
▲ 0.50% · 4.625%
HK$64,941
+HK$3,252/mo
Deposit HK$11.54M · loan HK$11.54M · min. income ≈ HK$123,378/mo (50% DSR)
Upfront cash ≈ HK$12.52M (deposit + AVD stamp duty HK$980,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,131
−HK$3,959/mo
▼ 0.25% · 3.875%
HK$65,095
−HK$1,995/mo
Today · 4.125%
HK$67,090
baseline
▲ 0.50% · 4.625%
HK$71,172
+HK$4,082/mo
Deposit HK$9.23M · loan HK$13.84M · min. income ≈ HK$134,180/mo (50% DSR)
Upfront cash ≈ HK$10.21M (deposit + AVD stamp duty HK$980,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,233
−HK$3,794/mo
▼ 0.25% · 3.875%
HK$72,116
−HK$1,911/mo
Today · 4.125%
HK$74,027
baseline
▲ 0.50% · 4.625%
HK$77,929
+HK$3,902/mo
Deposit HK$9.23M · loan HK$13.84M · min. income ≈ HK$148,054/mo (50% DSR)
Upfront cash ≈ HK$10.21M (deposit + AVD stamp duty HK$980,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,653
−HK$4,618/mo
▼ 0.25% · 3.875%
HK$75,944
−HK$2,327/mo
Today · 4.125%
HK$78,271
baseline
▲ 0.50% · 4.625%
HK$83,034
+HK$4,763/mo
Deposit HK$6.92M · loan HK$16.15M · min. income ≈ HK$156,542/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$980,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,938
−HK$4,427/mo
▼ 0.25% · 3.875%
HK$84,135
−HK$2,230/mo
Today · 4.125%
HK$86,365
baseline
▲ 0.50% · 4.625%
HK$90,917
+HK$4,552/mo
Deposit HK$6.92M · loan HK$16.15M · min. income ≈ HK$172,730/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$980,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,696
−HK$5,939/mo
▼ 0.25% · 3.875%
HK$97,642
−HK$2,993/mo
Today · 4.125%
HK$100,635
baseline
▲ 0.50% · 4.625%
HK$106,758
+HK$6,123/mo
Deposit HK$2.31M · loan HK$20.76M · min. income ≈ HK$201,270/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$980,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,349
−HK$5,691/mo
▼ 0.25% · 3.875%
HK$108,174
−HK$2,866/mo
Today · 4.125%
HK$111,040
baseline
▲ 0.50% · 4.625%
HK$116,894
+HK$5,854/mo
Deposit HK$2.31M · loan HK$20.76M · min. income ≈ HK$222,080/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$980,543 · Scale 2, in force from 26 Feb 2026)