LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,610
−HK$3,299/mo
▼ 0.25% · 3.875%
HK$54,246
−HK$1,663/mo
Today · 4.125%
HK$55,909
baseline
▲ 0.50% · 4.625%
HK$59,311
+HK$3,402/mo
Deposit HK$11.54M · loan HK$11.54M · min. income ≈ HK$111,818/mo (50% DSR)
Upfront cash ≈ HK$12.52M (deposit + AVD stamp duty HK$980,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,528
−HK$3,162/mo
▼ 0.25% · 3.875%
HK$60,098
−HK$1,592/mo
Today · 4.125%
HK$61,690
baseline
▲ 0.50% · 4.625%
HK$64,942
+HK$3,252/mo
Deposit HK$11.54M · loan HK$11.54M · min. income ≈ HK$123,380/mo (50% DSR)
Upfront cash ≈ HK$12.52M (deposit + AVD stamp duty HK$980,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,132
−HK$3,959/mo
▼ 0.25% · 3.875%
HK$65,096
−HK$1,995/mo
Today · 4.125%
HK$67,091
baseline
▲ 0.50% · 4.625%
HK$71,173
+HK$4,082/mo
Deposit HK$9.23M · loan HK$13.84M · min. income ≈ HK$134,182/mo (50% DSR)
Upfront cash ≈ HK$10.21M (deposit + AVD stamp duty HK$980,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,234
−HK$3,794/mo
▼ 0.25% · 3.875%
HK$72,117
−HK$1,911/mo
Today · 4.125%
HK$74,028
baseline
▲ 0.50% · 4.625%
HK$77,930
+HK$3,902/mo
Deposit HK$9.23M · loan HK$13.84M · min. income ≈ HK$148,056/mo (50% DSR)
Upfront cash ≈ HK$10.21M (deposit + AVD stamp duty HK$980,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,654
−HK$4,619/mo
▼ 0.25% · 3.875%
HK$75,945
−HK$2,328/mo
Today · 4.125%
HK$78,273
baseline
▲ 0.50% · 4.625%
HK$83,035
+HK$4,762/mo
Deposit HK$6.92M · loan HK$16.15M · min. income ≈ HK$156,546/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$980,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,939
−HK$4,427/mo
▼ 0.25% · 3.875%
HK$84,137
−HK$2,229/mo
Today · 4.125%
HK$86,366
baseline
▲ 0.50% · 4.625%
HK$90,918
+HK$4,552/mo
Deposit HK$6.92M · loan HK$16.15M · min. income ≈ HK$172,732/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$980,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,698
−HK$5,938/mo
▼ 0.25% · 3.875%
HK$97,643
−HK$2,993/mo
Today · 4.125%
HK$100,636
baseline
▲ 0.50% · 4.625%
HK$106,760
+HK$6,124/mo
Deposit HK$2.31M · loan HK$20.76M · min. income ≈ HK$201,272/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$980,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,350
−HK$5,692/mo
▼ 0.25% · 3.875%
HK$108,176
−HK$2,866/mo
Today · 4.125%
HK$111,042
baseline
▲ 0.50% · 4.625%
HK$116,895
+HK$5,853/mo
Deposit HK$2.31M · loan HK$20.76M · min. income ≈ HK$222,084/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$980,556 · Scale 2, in force from 26 Feb 2026)