LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,612
−HK$3,299/mo
▼ 0.25% · 3.875%
HK$54,249
−HK$1,662/mo
Today · 4.125%
HK$55,911
baseline
▲ 0.50% · 4.625%
HK$59,313
+HK$3,402/mo
Deposit HK$11.54M · loan HK$11.54M · min. income ≈ HK$111,822/mo (50% DSR)
Upfront cash ≈ HK$12.52M (deposit + AVD stamp duty HK$980,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,530
−HK$3,163/mo
▼ 0.25% · 3.875%
HK$60,100
−HK$1,593/mo
Today · 4.125%
HK$61,693
baseline
▲ 0.50% · 4.625%
HK$64,944
+HK$3,251/mo
Deposit HK$11.54M · loan HK$11.54M · min. income ≈ HK$123,386/mo (50% DSR)
Upfront cash ≈ HK$12.52M (deposit + AVD stamp duty HK$980,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,134
−HK$3,959/mo
▼ 0.25% · 3.875%
HK$65,098
−HK$1,995/mo
Today · 4.125%
HK$67,093
baseline
▲ 0.50% · 4.625%
HK$71,176
+HK$4,083/mo
Deposit HK$9.23M · loan HK$13.84M · min. income ≈ HK$134,186/mo (50% DSR)
Upfront cash ≈ HK$10.21M (deposit + AVD stamp duty HK$980,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,236
−HK$3,795/mo
▼ 0.25% · 3.875%
HK$72,120
−HK$1,911/mo
Today · 4.125%
HK$74,031
baseline
▲ 0.50% · 4.625%
HK$77,933
+HK$3,902/mo
Deposit HK$9.23M · loan HK$13.84M · min. income ≈ HK$148,062/mo (50% DSR)
Upfront cash ≈ HK$10.21M (deposit + AVD stamp duty HK$980,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,657
−HK$4,619/mo
▼ 0.25% · 3.875%
HK$75,948
−HK$2,328/mo
Today · 4.125%
HK$78,276
baseline
▲ 0.50% · 4.625%
HK$83,039
+HK$4,763/mo
Deposit HK$6.92M · loan HK$16.15M · min. income ≈ HK$156,552/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$980,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,942
−HK$4,428/mo
▼ 0.25% · 3.875%
HK$84,140
−HK$2,230/mo
Today · 4.125%
HK$86,370
baseline
▲ 0.50% · 4.625%
HK$90,922
+HK$4,552/mo
Deposit HK$6.92M · loan HK$16.15M · min. income ≈ HK$172,740/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$980,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,702
−HK$5,938/mo
▼ 0.25% · 3.875%
HK$97,647
−HK$2,993/mo
Today · 4.125%
HK$100,640
baseline
▲ 0.50% · 4.625%
HK$106,764
+HK$6,124/mo
Deposit HK$2.31M · loan HK$20.77M · min. income ≈ HK$201,280/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$980,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,355
−HK$5,692/mo
▼ 0.25% · 3.875%
HK$108,180
−HK$2,867/mo
Today · 4.125%
HK$111,047
baseline
▲ 0.50% · 4.625%
HK$116,900
+HK$5,853/mo
Deposit HK$2.31M · loan HK$20.77M · min. income ≈ HK$222,094/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$980,596 · Scale 2, in force from 26 Feb 2026)