LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,614
−HK$3,299/mo
▼ 0.25% · 3.875%
HK$54,250
−HK$1,663/mo
Today · 4.125%
HK$55,913
baseline
▲ 0.50% · 4.625%
HK$59,315
+HK$3,402/mo
Deposit HK$11.54M · loan HK$11.54M · min. income ≈ HK$111,826/mo (50% DSR)
Upfront cash ≈ HK$12.52M (deposit + AVD stamp duty HK$980,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,532
−HK$3,163/mo
▼ 0.25% · 3.875%
HK$60,102
−HK$1,593/mo
Today · 4.125%
HK$61,695
baseline
▲ 0.50% · 4.625%
HK$64,947
+HK$3,252/mo
Deposit HK$11.54M · loan HK$11.54M · min. income ≈ HK$123,390/mo (50% DSR)
Upfront cash ≈ HK$12.52M (deposit + AVD stamp duty HK$980,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,136
−HK$3,960/mo
▼ 0.25% · 3.875%
HK$65,100
−HK$1,996/mo
Today · 4.125%
HK$67,096
baseline
▲ 0.50% · 4.625%
HK$71,178
+HK$4,082/mo
Deposit HK$9.23M · loan HK$13.84M · min. income ≈ HK$134,192/mo (50% DSR)
Upfront cash ≈ HK$10.21M (deposit + AVD stamp duty HK$980,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,239
−HK$3,794/mo
▼ 0.25% · 3.875%
HK$72,122
−HK$1,911/mo
Today · 4.125%
HK$74,033
baseline
▲ 0.50% · 4.625%
HK$77,936
+HK$3,903/mo
Deposit HK$9.23M · loan HK$13.84M · min. income ≈ HK$148,066/mo (50% DSR)
Upfront cash ≈ HK$10.21M (deposit + AVD stamp duty HK$980,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,659
−HK$4,619/mo
▼ 0.25% · 3.875%
HK$75,950
−HK$2,328/mo
Today · 4.125%
HK$78,278
baseline
▲ 0.50% · 4.625%
HK$83,041
+HK$4,763/mo
Deposit HK$6.92M · loan HK$16.15M · min. income ≈ HK$156,556/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$980,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,945
−HK$4,427/mo
▼ 0.25% · 3.875%
HK$84,143
−HK$2,229/mo
Today · 4.125%
HK$86,372
baseline
▲ 0.50% · 4.625%
HK$90,925
+HK$4,553/mo
Deposit HK$6.92M · loan HK$16.15M · min. income ≈ HK$172,744/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$980,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,705
−HK$5,938/mo
▼ 0.25% · 3.875%
HK$97,651
−HK$2,992/mo
Today · 4.125%
HK$100,643
baseline
▲ 0.50% · 4.625%
HK$106,767
+HK$6,124/mo
Deposit HK$2.31M · loan HK$20.77M · min. income ≈ HK$201,286/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$980,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,358
−HK$5,692/mo
▼ 0.25% · 3.875%
HK$108,184
−HK$2,866/mo
Today · 4.125%
HK$111,050
baseline
▲ 0.50% · 4.625%
HK$116,904
+HK$5,854/mo
Deposit HK$2.31M · loan HK$20.77M · min. income ≈ HK$222,100/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$980,628 · Scale 2, in force from 26 Feb 2026)