LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,614
−HK$3,300/mo
▼ 0.25% · 3.875%
HK$54,251
−HK$1,663/mo
Today · 4.125%
HK$55,914
baseline
▲ 0.50% · 4.625%
HK$59,316
+HK$3,402/mo
Deposit HK$11.54M · loan HK$11.54M · min. income ≈ HK$111,828/mo (50% DSR)
Upfront cash ≈ HK$12.52M (deposit + AVD stamp duty HK$980,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,533
−HK$3,162/mo
▼ 0.25% · 3.875%
HK$60,103
−HK$1,592/mo
Today · 4.125%
HK$61,695
baseline
▲ 0.50% · 4.625%
HK$64,947
+HK$3,252/mo
Deposit HK$11.54M · loan HK$11.54M · min. income ≈ HK$123,390/mo (50% DSR)
Upfront cash ≈ HK$12.52M (deposit + AVD stamp duty HK$980,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,137
−HK$3,959/mo
▼ 0.25% · 3.875%
HK$65,101
−HK$1,995/mo
Today · 4.125%
HK$67,096
baseline
▲ 0.50% · 4.625%
HK$71,179
+HK$4,083/mo
Deposit HK$9.23M · loan HK$13.84M · min. income ≈ HK$134,192/mo (50% DSR)
Upfront cash ≈ HK$10.21M (deposit + AVD stamp duty HK$980,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,239
−HK$3,795/mo
▼ 0.25% · 3.875%
HK$72,123
−HK$1,911/mo
Today · 4.125%
HK$74,034
baseline
▲ 0.50% · 4.625%
HK$77,937
+HK$3,903/mo
Deposit HK$9.23M · loan HK$13.84M · min. income ≈ HK$148,068/mo (50% DSR)
Upfront cash ≈ HK$10.21M (deposit + AVD stamp duty HK$980,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,660
−HK$4,619/mo
▼ 0.25% · 3.875%
HK$75,951
−HK$2,328/mo
Today · 4.125%
HK$78,279
baseline
▲ 0.50% · 4.625%
HK$83,042
+HK$4,763/mo
Deposit HK$6.92M · loan HK$16.15M · min. income ≈ HK$156,558/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$980,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,946
−HK$4,427/mo
▼ 0.25% · 3.875%
HK$84,144
−HK$2,229/mo
Today · 4.125%
HK$86,373
baseline
▲ 0.50% · 4.625%
HK$90,926
+HK$4,553/mo
Deposit HK$6.92M · loan HK$16.15M · min. income ≈ HK$172,746/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$980,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,706
−HK$5,939/mo
▼ 0.25% · 3.875%
HK$97,652
−HK$2,993/mo
Today · 4.125%
HK$100,645
baseline
▲ 0.50% · 4.625%
HK$106,769
+HK$6,124/mo
Deposit HK$2.31M · loan HK$20.77M · min. income ≈ HK$201,290/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$980,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,359
−HK$5,692/mo
▼ 0.25% · 3.875%
HK$108,185
−HK$2,866/mo
Today · 4.125%
HK$111,051
baseline
▲ 0.50% · 4.625%
HK$116,905
+HK$5,854/mo
Deposit HK$2.31M · loan HK$20.77M · min. income ≈ HK$222,102/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$980,639 · Scale 2, in force from 26 Feb 2026)