LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,616
−HK$3,299/mo
▼ 0.25% · 3.875%
HK$54,253
−HK$1,662/mo
Today · 4.125%
HK$55,915
baseline
▲ 0.50% · 4.625%
HK$59,318
+HK$3,403/mo
Deposit HK$11.54M · loan HK$11.54M · min. income ≈ HK$111,830/mo (50% DSR)
Upfront cash ≈ HK$12.52M (deposit + AVD stamp duty HK$980,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,535
−HK$3,162/mo
▼ 0.25% · 3.875%
HK$60,105
−HK$1,592/mo
Today · 4.125%
HK$61,697
baseline
▲ 0.50% · 4.625%
HK$64,949
+HK$3,252/mo
Deposit HK$11.54M · loan HK$11.54M · min. income ≈ HK$123,394/mo (50% DSR)
Upfront cash ≈ HK$12.52M (deposit + AVD stamp duty HK$980,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,139
−HK$3,959/mo
▼ 0.25% · 3.875%
HK$65,103
−HK$1,995/mo
Today · 4.125%
HK$67,098
baseline
▲ 0.50% · 4.625%
HK$71,181
+HK$4,083/mo
Deposit HK$9.23M · loan HK$13.84M · min. income ≈ HK$134,196/mo (50% DSR)
Upfront cash ≈ HK$10.21M (deposit + AVD stamp duty HK$980,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,242
−HK$3,795/mo
▼ 0.25% · 3.875%
HK$72,125
−HK$1,912/mo
Today · 4.125%
HK$74,037
baseline
▲ 0.50% · 4.625%
HK$77,939
+HK$3,902/mo
Deposit HK$9.23M · loan HK$13.84M · min. income ≈ HK$148,074/mo (50% DSR)
Upfront cash ≈ HK$10.21M (deposit + AVD stamp duty HK$980,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,662
−HK$4,620/mo
▼ 0.25% · 3.875%
HK$75,954
−HK$2,328/mo
Today · 4.125%
HK$78,282
baseline
▲ 0.50% · 4.625%
HK$83,045
+HK$4,763/mo
Deposit HK$6.92M · loan HK$16.15M · min. income ≈ HK$156,564/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$980,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,949
−HK$4,427/mo
▼ 0.25% · 3.875%
HK$84,146
−HK$2,230/mo
Today · 4.125%
HK$86,376
baseline
▲ 0.50% · 4.625%
HK$90,929
+HK$4,553/mo
Deposit HK$6.92M · loan HK$16.15M · min. income ≈ HK$172,752/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$980,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,709
−HK$5,939/mo
▼ 0.25% · 3.875%
HK$97,655
−HK$2,993/mo
Today · 4.125%
HK$100,648
baseline
▲ 0.50% · 4.625%
HK$106,772
+HK$6,124/mo
Deposit HK$2.31M · loan HK$20.77M · min. income ≈ HK$201,296/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$980,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,362
−HK$5,693/mo
▼ 0.25% · 3.875%
HK$108,188
−HK$2,867/mo
Today · 4.125%
HK$111,055
baseline
▲ 0.50% · 4.625%
HK$116,909
+HK$5,854/mo
Deposit HK$2.31M · loan HK$20.77M · min. income ≈ HK$222,110/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$980,669 · Scale 2, in force from 26 Feb 2026)