LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,620
−HK$3,300/mo
▼ 0.25% · 3.875%
HK$54,257
−HK$1,663/mo
Today · 4.125%
HK$55,920
baseline
▲ 0.50% · 4.625%
HK$59,323
+HK$3,403/mo
Deposit HK$11.54M · loan HK$11.54M · min. income ≈ HK$111,840/mo (50% DSR)
Upfront cash ≈ HK$12.52M (deposit + AVD stamp duty HK$980,753 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,540
−HK$3,162/mo
▼ 0.25% · 3.875%
HK$60,110
−HK$1,592/mo
Today · 4.125%
HK$61,702
baseline
▲ 0.50% · 4.625%
HK$64,955
+HK$3,253/mo
Deposit HK$11.54M · loan HK$11.54M · min. income ≈ HK$123,404/mo (50% DSR)
Upfront cash ≈ HK$12.52M (deposit + AVD stamp duty HK$980,753 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,144
−HK$3,960/mo
▼ 0.25% · 3.875%
HK$65,109
−HK$1,995/mo
Today · 4.125%
HK$67,104
baseline
▲ 0.50% · 4.625%
HK$71,187
+HK$4,083/mo
Deposit HK$9.23M · loan HK$13.85M · min. income ≈ HK$134,208/mo (50% DSR)
Upfront cash ≈ HK$10.21M (deposit + AVD stamp duty HK$980,753 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,248
−HK$3,795/mo
▼ 0.25% · 3.875%
HK$72,132
−HK$1,911/mo
Today · 4.125%
HK$74,043
baseline
▲ 0.50% · 4.625%
HK$77,946
+HK$3,903/mo
Deposit HK$9.23M · loan HK$13.85M · min. income ≈ HK$148,086/mo (50% DSR)
Upfront cash ≈ HK$10.21M (deposit + AVD stamp duty HK$980,753 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,669
−HK$4,619/mo
▼ 0.25% · 3.875%
HK$75,960
−HK$2,328/mo
Today · 4.125%
HK$78,288
baseline
▲ 0.50% · 4.625%
HK$83,052
+HK$4,764/mo
Deposit HK$6.92M · loan HK$16.15M · min. income ≈ HK$156,576/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$980,753 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,956
−HK$4,427/mo
▼ 0.25% · 3.875%
HK$84,154
−HK$2,229/mo
Today · 4.125%
HK$86,383
baseline
▲ 0.50% · 4.625%
HK$90,937
+HK$4,554/mo
Deposit HK$6.92M · loan HK$16.15M · min. income ≈ HK$172,766/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$980,753 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,717
−HK$5,939/mo
▼ 0.25% · 3.875%
HK$97,663
−HK$2,993/mo
Today · 4.125%
HK$100,656
baseline
▲ 0.50% · 4.625%
HK$106,781
+HK$6,125/mo
Deposit HK$2.31M · loan HK$20.77M · min. income ≈ HK$201,312/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$980,753 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,371
−HK$5,693/mo
▼ 0.25% · 3.875%
HK$108,197
−HK$2,867/mo
Today · 4.125%
HK$111,064
baseline
▲ 0.50% · 4.625%
HK$116,919
+HK$5,855/mo
Deposit HK$2.31M · loan HK$20.77M · min. income ≈ HK$222,128/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$980,753 · Scale 2, in force from 26 Feb 2026)