LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,623
−HK$3,300/mo
▼ 0.25% · 3.875%
HK$54,260
−HK$1,663/mo
Today · 4.125%
HK$55,923
baseline
▲ 0.50% · 4.625%
HK$59,326
+HK$3,403/mo
Deposit HK$11.54M · loan HK$11.54M · min. income ≈ HK$111,846/mo (50% DSR)
Upfront cash ≈ HK$12.52M (deposit + AVD stamp duty HK$980,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,543
−HK$3,163/mo
▼ 0.25% · 3.875%
HK$60,113
−HK$1,593/mo
Today · 4.125%
HK$61,706
baseline
▲ 0.50% · 4.625%
HK$64,958
+HK$3,252/mo
Deposit HK$11.54M · loan HK$11.54M · min. income ≈ HK$123,412/mo (50% DSR)
Upfront cash ≈ HK$12.52M (deposit + AVD stamp duty HK$980,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,148
−HK$3,960/mo
▼ 0.25% · 3.875%
HK$65,112
−HK$1,996/mo
Today · 4.125%
HK$67,108
baseline
▲ 0.50% · 4.625%
HK$71,191
+HK$4,083/mo
Deposit HK$9.23M · loan HK$13.85M · min. income ≈ HK$134,216/mo (50% DSR)
Upfront cash ≈ HK$10.21M (deposit + AVD stamp duty HK$980,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,252
−HK$3,795/mo
▼ 0.25% · 3.875%
HK$72,136
−HK$1,911/mo
Today · 4.125%
HK$74,047
baseline
▲ 0.50% · 4.625%
HK$77,950
+HK$3,903/mo
Deposit HK$9.23M · loan HK$13.85M · min. income ≈ HK$148,094/mo (50% DSR)
Upfront cash ≈ HK$10.21M (deposit + AVD stamp duty HK$980,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,673
−HK$4,620/mo
▼ 0.25% · 3.875%
HK$75,964
−HK$2,329/mo
Today · 4.125%
HK$78,293
baseline
▲ 0.50% · 4.625%
HK$83,057
+HK$4,764/mo
Deposit HK$6.92M · loan HK$16.15M · min. income ≈ HK$156,586/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$980,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,960
−HK$4,428/mo
▼ 0.25% · 3.875%
HK$84,158
−HK$2,230/mo
Today · 4.125%
HK$86,388
baseline
▲ 0.50% · 4.625%
HK$90,942
+HK$4,554/mo
Deposit HK$6.92M · loan HK$16.15M · min. income ≈ HK$172,776/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$980,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,722
−HK$5,940/mo
▼ 0.25% · 3.875%
HK$97,668
−HK$2,994/mo
Today · 4.125%
HK$100,662
baseline
▲ 0.50% · 4.625%
HK$106,787
+HK$6,125/mo
Deposit HK$2.31M · loan HK$20.77M · min. income ≈ HK$201,324/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$980,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,377
−HK$5,694/mo
▼ 0.25% · 3.875%
HK$108,204
−HK$2,867/mo
Today · 4.125%
HK$111,071
baseline
▲ 0.50% · 4.625%
HK$116,925
+HK$5,854/mo
Deposit HK$2.31M · loan HK$20.77M · min. income ≈ HK$222,142/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$980,808 · Scale 2, in force from 26 Feb 2026)