LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,626
−HK$3,300/mo
▼ 0.25% · 3.875%
HK$54,263
−HK$1,663/mo
Today · 4.125%
HK$55,926
baseline
▲ 0.50% · 4.625%
HK$59,329
+HK$3,403/mo
Deposit HK$11.54M · loan HK$11.54M · min. income ≈ HK$111,852/mo (50% DSR)
Upfront cash ≈ HK$12.52M (deposit + AVD stamp duty HK$980,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,546
−HK$3,163/mo
▼ 0.25% · 3.875%
HK$60,116
−HK$1,593/mo
Today · 4.125%
HK$61,709
baseline
▲ 0.50% · 4.625%
HK$64,961
+HK$3,252/mo
Deposit HK$11.54M · loan HK$11.54M · min. income ≈ HK$123,418/mo (50% DSR)
Upfront cash ≈ HK$12.52M (deposit + AVD stamp duty HK$980,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,151
−HK$3,960/mo
▼ 0.25% · 3.875%
HK$65,115
−HK$1,996/mo
Today · 4.125%
HK$67,111
baseline
▲ 0.50% · 4.625%
HK$71,194
+HK$4,083/mo
Deposit HK$9.23M · loan HK$13.85M · min. income ≈ HK$134,222/mo (50% DSR)
Upfront cash ≈ HK$10.21M (deposit + AVD stamp duty HK$980,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,255
−HK$3,795/mo
▼ 0.25% · 3.875%
HK$72,139
−HK$1,911/mo
Today · 4.125%
HK$74,050
baseline
▲ 0.50% · 4.625%
HK$77,954
+HK$3,904/mo
Deposit HK$9.23M · loan HK$13.85M · min. income ≈ HK$148,100/mo (50% DSR)
Upfront cash ≈ HK$10.21M (deposit + AVD stamp duty HK$980,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,676
−HK$4,620/mo
▼ 0.25% · 3.875%
HK$75,968
−HK$2,328/mo
Today · 4.125%
HK$78,296
baseline
▲ 0.50% · 4.625%
HK$83,060
+HK$4,764/mo
Deposit HK$6.92M · loan HK$16.16M · min. income ≈ HK$156,592/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$980,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,964
−HK$4,428/mo
▼ 0.25% · 3.875%
HK$84,162
−HK$2,230/mo
Today · 4.125%
HK$86,392
baseline
▲ 0.50% · 4.625%
HK$90,946
+HK$4,554/mo
Deposit HK$6.92M · loan HK$16.16M · min. income ≈ HK$172,784/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$980,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,726
−HK$5,940/mo
▼ 0.25% · 3.875%
HK$97,673
−HK$2,993/mo
Today · 4.125%
HK$100,666
baseline
▲ 0.50% · 4.625%
HK$106,792
+HK$6,126/mo
Deposit HK$2.31M · loan HK$20.77M · min. income ≈ HK$201,332/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$980,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,382
−HK$5,693/mo
▼ 0.25% · 3.875%
HK$108,208
−HK$2,867/mo
Today · 4.125%
HK$111,075
baseline
▲ 0.50% · 4.625%
HK$116,930
+HK$5,855/mo
Deposit HK$2.31M · loan HK$20.77M · min. income ≈ HK$222,150/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$980,852 · Scale 2, in force from 26 Feb 2026)