LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,630
−HK$3,300/mo
▼ 0.25% · 3.875%
HK$54,267
−HK$1,663/mo
Today · 4.125%
HK$55,930
baseline
▲ 0.50% · 4.625%
HK$59,334
+HK$3,404/mo
Deposit HK$11.54M · loan HK$11.54M · min. income ≈ HK$111,860/mo (50% DSR)
Upfront cash ≈ HK$12.52M (deposit + AVD stamp duty HK$980,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,550
−HK$3,164/mo
▼ 0.25% · 3.875%
HK$60,121
−HK$1,593/mo
Today · 4.125%
HK$61,714
baseline
▲ 0.50% · 4.625%
HK$64,967
+HK$3,253/mo
Deposit HK$11.54M · loan HK$11.54M · min. income ≈ HK$123,428/mo (50% DSR)
Upfront cash ≈ HK$12.52M (deposit + AVD stamp duty HK$980,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,156
−HK$3,960/mo
▼ 0.25% · 3.875%
HK$65,121
−HK$1,995/mo
Today · 4.125%
HK$67,116
baseline
▲ 0.50% · 4.625%
HK$71,200
+HK$4,084/mo
Deposit HK$9.23M · loan HK$13.85M · min. income ≈ HK$134,232/mo (50% DSR)
Upfront cash ≈ HK$10.21M (deposit + AVD stamp duty HK$980,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,260
−HK$3,796/mo
▼ 0.25% · 3.875%
HK$72,145
−HK$1,911/mo
Today · 4.125%
HK$74,056
baseline
▲ 0.50% · 4.625%
HK$77,960
+HK$3,904/mo
Deposit HK$9.23M · loan HK$13.85M · min. income ≈ HK$148,112/mo (50% DSR)
Upfront cash ≈ HK$10.21M (deposit + AVD stamp duty HK$980,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,682
−HK$4,621/mo
▼ 0.25% · 3.875%
HK$75,974
−HK$2,329/mo
Today · 4.125%
HK$78,303
baseline
▲ 0.50% · 4.625%
HK$83,067
+HK$4,764/mo
Deposit HK$6.92M · loan HK$16.16M · min. income ≈ HK$156,606/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$980,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,971
−HK$4,428/mo
▼ 0.25% · 3.875%
HK$84,169
−HK$2,230/mo
Today · 4.125%
HK$86,399
baseline
▲ 0.50% · 4.625%
HK$90,953
+HK$4,554/mo
Deposit HK$6.92M · loan HK$16.16M · min. income ≈ HK$172,798/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$980,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,734
−HK$5,941/mo
▼ 0.25% · 3.875%
HK$97,681
−HK$2,994/mo
Today · 4.125%
HK$100,675
baseline
▲ 0.50% · 4.625%
HK$106,800
+HK$6,125/mo
Deposit HK$2.31M · loan HK$20.77M · min. income ≈ HK$201,350/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$980,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,391
−HK$5,694/mo
▼ 0.25% · 3.875%
HK$108,217
−HK$2,868/mo
Today · 4.125%
HK$111,085
baseline
▲ 0.50% · 4.625%
HK$116,940
+HK$5,855/mo
Deposit HK$2.31M · loan HK$20.77M · min. income ≈ HK$222,170/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$980,932 · Scale 2, in force from 26 Feb 2026)