LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,632
−HK$3,301/mo
▼ 0.25% · 3.875%
HK$54,270
−HK$1,663/mo
Today · 4.125%
HK$55,933
baseline
▲ 0.50% · 4.625%
HK$59,336
+HK$3,403/mo
Deposit HK$11.54M · loan HK$11.54M · min. income ≈ HK$111,866/mo (50% DSR)
Upfront cash ≈ HK$12.52M (deposit + AVD stamp duty HK$980,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,553
−HK$3,163/mo
▼ 0.25% · 3.875%
HK$60,123
−HK$1,593/mo
Today · 4.125%
HK$61,716
baseline
▲ 0.50% · 4.625%
HK$64,970
+HK$3,254/mo
Deposit HK$11.54M · loan HK$11.54M · min. income ≈ HK$123,432/mo (50% DSR)
Upfront cash ≈ HK$12.52M (deposit + AVD stamp duty HK$980,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,159
−HK$3,960/mo
▼ 0.25% · 3.875%
HK$65,123
−HK$1,996/mo
Today · 4.125%
HK$67,119
baseline
▲ 0.50% · 4.625%
HK$71,203
+HK$4,084/mo
Deposit HK$9.23M · loan HK$13.85M · min. income ≈ HK$134,238/mo (50% DSR)
Upfront cash ≈ HK$10.21M (deposit + AVD stamp duty HK$980,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,264
−HK$3,796/mo
▼ 0.25% · 3.875%
HK$72,148
−HK$1,912/mo
Today · 4.125%
HK$74,060
baseline
▲ 0.50% · 4.625%
HK$77,963
+HK$3,903/mo
Deposit HK$9.23M · loan HK$13.85M · min. income ≈ HK$148,120/mo (50% DSR)
Upfront cash ≈ HK$10.21M (deposit + AVD stamp duty HK$980,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,685
−HK$4,621/mo
▼ 0.25% · 3.875%
HK$75,977
−HK$2,329/mo
Today · 4.125%
HK$78,306
baseline
▲ 0.50% · 4.625%
HK$83,071
+HK$4,765/mo
Deposit HK$6.92M · loan HK$16.16M · min. income ≈ HK$156,612/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$980,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,974
−HK$4,429/mo
▼ 0.25% · 3.875%
HK$84,173
−HK$2,230/mo
Today · 4.125%
HK$86,403
baseline
▲ 0.50% · 4.625%
HK$90,957
+HK$4,554/mo
Deposit HK$6.92M · loan HK$16.16M · min. income ≈ HK$172,806/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$980,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,738
−HK$5,941/mo
▼ 0.25% · 3.875%
HK$97,685
−HK$2,994/mo
Today · 4.125%
HK$100,679
baseline
▲ 0.50% · 4.625%
HK$106,805
+HK$6,126/mo
Deposit HK$2.31M · loan HK$20.77M · min. income ≈ HK$201,358/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$980,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,395
−HK$5,694/mo
▼ 0.25% · 3.875%
HK$108,222
−HK$2,867/mo
Today · 4.125%
HK$111,089
baseline
▲ 0.50% · 4.625%
HK$116,945
+HK$5,856/mo
Deposit HK$2.31M · loan HK$20.77M · min. income ≈ HK$222,178/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$980,975 · Scale 2, in force from 26 Feb 2026)