LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,636
−HK$3,300/mo
▼ 0.25% · 3.875%
HK$54,273
−HK$1,663/mo
Today · 4.125%
HK$55,936
baseline
▲ 0.50% · 4.625%
HK$59,340
+HK$3,404/mo
Deposit HK$11.54M · loan HK$11.54M · min. income ≈ HK$111,872/mo (50% DSR)
Upfront cash ≈ HK$12.52M (deposit + AVD stamp duty HK$981,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,556
−HK$3,164/mo
▼ 0.25% · 3.875%
HK$60,127
−HK$1,593/mo
Today · 4.125%
HK$61,720
baseline
▲ 0.50% · 4.625%
HK$64,973
+HK$3,253/mo
Deposit HK$11.54M · loan HK$11.54M · min. income ≈ HK$123,440/mo (50% DSR)
Upfront cash ≈ HK$12.52M (deposit + AVD stamp duty HK$981,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,163
−HK$3,960/mo
▼ 0.25% · 3.875%
HK$65,127
−HK$1,996/mo
Today · 4.125%
HK$67,123
baseline
▲ 0.50% · 4.625%
HK$71,208
+HK$4,085/mo
Deposit HK$9.23M · loan HK$13.85M · min. income ≈ HK$134,246/mo (50% DSR)
Upfront cash ≈ HK$10.21M (deposit + AVD stamp duty HK$981,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,268
−HK$3,796/mo
▼ 0.25% · 3.875%
HK$72,152
−HK$1,912/mo
Today · 4.125%
HK$74,064
baseline
▲ 0.50% · 4.625%
HK$77,968
+HK$3,904/mo
Deposit HK$9.23M · loan HK$13.85M · min. income ≈ HK$148,128/mo (50% DSR)
Upfront cash ≈ HK$10.21M (deposit + AVD stamp duty HK$981,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,690
−HK$4,621/mo
▼ 0.25% · 3.875%
HK$75,982
−HK$2,329/mo
Today · 4.125%
HK$78,311
baseline
▲ 0.50% · 4.625%
HK$83,076
+HK$4,765/mo
Deposit HK$6.92M · loan HK$16.16M · min. income ≈ HK$156,622/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$981,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,979
−HK$4,429/mo
▼ 0.25% · 3.875%
HK$84,178
−HK$2,230/mo
Today · 4.125%
HK$86,408
baseline
▲ 0.50% · 4.625%
HK$90,963
+HK$4,555/mo
Deposit HK$6.92M · loan HK$16.16M · min. income ≈ HK$172,816/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$981,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,744
−HK$5,941/mo
▼ 0.25% · 3.875%
HK$97,691
−HK$2,994/mo
Today · 4.125%
HK$100,685
baseline
▲ 0.50% · 4.625%
HK$106,812
+HK$6,127/mo
Deposit HK$2.31M · loan HK$20.77M · min. income ≈ HK$201,370/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$981,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,402
−HK$5,694/mo
▼ 0.25% · 3.875%
HK$108,228
−HK$2,868/mo
Today · 4.125%
HK$111,096
baseline
▲ 0.50% · 4.625%
HK$116,952
+HK$5,856/mo
Deposit HK$2.31M · loan HK$20.77M · min. income ≈ HK$222,192/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$981,034 · Scale 2, in force from 26 Feb 2026)