LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,638
−HK$3,301/mo
▼ 0.25% · 3.875%
HK$54,275
−HK$1,664/mo
Today · 4.125%
HK$55,939
baseline
▲ 0.50% · 4.625%
HK$59,343
+HK$3,404/mo
Deposit HK$11.54M · loan HK$11.54M · min. income ≈ HK$111,878/mo (50% DSR)
Upfront cash ≈ HK$12.52M (deposit + AVD stamp duty HK$981,080 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,559
−HK$3,164/mo
▼ 0.25% · 3.875%
HK$60,130
−HK$1,593/mo
Today · 4.125%
HK$61,723
baseline
▲ 0.50% · 4.625%
HK$64,976
+HK$3,253/mo
Deposit HK$11.54M · loan HK$11.54M · min. income ≈ HK$123,446/mo (50% DSR)
Upfront cash ≈ HK$12.52M (deposit + AVD stamp duty HK$981,080 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,166
−HK$3,961/mo
▼ 0.25% · 3.875%
HK$65,130
−HK$1,997/mo
Today · 4.125%
HK$67,127
baseline
▲ 0.50% · 4.625%
HK$71,211
+HK$4,084/mo
Deposit HK$9.23M · loan HK$13.85M · min. income ≈ HK$134,254/mo (50% DSR)
Upfront cash ≈ HK$10.21M (deposit + AVD stamp duty HK$981,080 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,271
−HK$3,797/mo
▼ 0.25% · 3.875%
HK$72,156
−HK$1,912/mo
Today · 4.125%
HK$74,068
baseline
▲ 0.50% · 4.625%
HK$77,972
+HK$3,904/mo
Deposit HK$9.23M · loan HK$13.85M · min. income ≈ HK$148,136/mo (50% DSR)
Upfront cash ≈ HK$10.21M (deposit + AVD stamp duty HK$981,080 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,693
−HK$4,621/mo
▼ 0.25% · 3.875%
HK$75,985
−HK$2,329/mo
Today · 4.125%
HK$78,314
baseline
▲ 0.50% · 4.625%
HK$83,080
+HK$4,766/mo
Deposit HK$6.93M · loan HK$16.16M · min. income ≈ HK$156,628/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$981,080 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,983
−HK$4,429/mo
▼ 0.25% · 3.875%
HK$84,182
−HK$2,230/mo
Today · 4.125%
HK$86,412
baseline
▲ 0.50% · 4.625%
HK$90,967
+HK$4,555/mo
Deposit HK$6.93M · loan HK$16.16M · min. income ≈ HK$172,824/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$981,080 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,748
−HK$5,942/mo
▼ 0.25% · 3.875%
HK$97,695
−HK$2,995/mo
Today · 4.125%
HK$100,690
baseline
▲ 0.50% · 4.625%
HK$106,817
+HK$6,127/mo
Deposit HK$2.31M · loan HK$20.78M · min. income ≈ HK$201,380/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$981,080 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,406
−HK$5,695/mo
▼ 0.25% · 3.875%
HK$108,233
−HK$2,868/mo
Today · 4.125%
HK$111,101
baseline
▲ 0.50% · 4.625%
HK$116,958
+HK$5,857/mo
Deposit HK$2.31M · loan HK$20.78M · min. income ≈ HK$222,202/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$981,080 · Scale 2, in force from 26 Feb 2026)