LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,639
−HK$3,301/mo
▼ 0.25% · 3.875%
HK$54,276
−HK$1,664/mo
Today · 4.125%
HK$55,940
baseline
▲ 0.50% · 4.625%
HK$59,343
+HK$3,403/mo
Deposit HK$11.54M · loan HK$11.54M · min. income ≈ HK$111,880/mo (50% DSR)
Upfront cash ≈ HK$12.52M (deposit + AVD stamp duty HK$981,094 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,560
−HK$3,164/mo
▼ 0.25% · 3.875%
HK$60,131
−HK$1,593/mo
Today · 4.125%
HK$61,724
baseline
▲ 0.50% · 4.625%
HK$64,977
+HK$3,253/mo
Deposit HK$11.54M · loan HK$11.54M · min. income ≈ HK$123,448/mo (50% DSR)
Upfront cash ≈ HK$12.52M (deposit + AVD stamp duty HK$981,094 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,166
−HK$3,962/mo
▼ 0.25% · 3.875%
HK$65,131
−HK$1,997/mo
Today · 4.125%
HK$67,128
baseline
▲ 0.50% · 4.625%
HK$71,212
+HK$4,084/mo
Deposit HK$9.23M · loan HK$13.85M · min. income ≈ HK$134,256/mo (50% DSR)
Upfront cash ≈ HK$10.21M (deposit + AVD stamp duty HK$981,094 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,272
−HK$3,797/mo
▼ 0.25% · 3.875%
HK$72,157
−HK$1,912/mo
Today · 4.125%
HK$74,069
baseline
▲ 0.50% · 4.625%
HK$77,973
+HK$3,904/mo
Deposit HK$9.23M · loan HK$13.85M · min. income ≈ HK$148,138/mo (50% DSR)
Upfront cash ≈ HK$10.21M (deposit + AVD stamp duty HK$981,094 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,694
−HK$4,621/mo
▼ 0.25% · 3.875%
HK$75,986
−HK$2,329/mo
Today · 4.125%
HK$78,315
baseline
▲ 0.50% · 4.625%
HK$83,081
+HK$4,766/mo
Deposit HK$6.93M · loan HK$16.16M · min. income ≈ HK$156,630/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$981,094 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,984
−HK$4,429/mo
▼ 0.25% · 3.875%
HK$84,183
−HK$2,230/mo
Today · 4.125%
HK$86,413
baseline
▲ 0.50% · 4.625%
HK$90,968
+HK$4,555/mo
Deposit HK$6.93M · loan HK$16.16M · min. income ≈ HK$172,826/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$981,094 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,750
−HK$5,941/mo
▼ 0.25% · 3.875%
HK$97,697
−HK$2,994/mo
Today · 4.125%
HK$100,691
baseline
▲ 0.50% · 4.625%
HK$106,818
+HK$6,127/mo
Deposit HK$2.31M · loan HK$20.78M · min. income ≈ HK$201,382/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$981,094 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,408
−HK$5,695/mo
▼ 0.25% · 3.875%
HK$108,235
−HK$2,868/mo
Today · 4.125%
HK$111,103
baseline
▲ 0.50% · 4.625%
HK$116,959
+HK$5,856/mo
Deposit HK$2.31M · loan HK$20.78M · min. income ≈ HK$222,206/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$981,094 · Scale 2, in force from 26 Feb 2026)