LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,639
−HK$3,301/mo
▼ 0.25% · 3.875%
HK$54,277
−HK$1,663/mo
Today · 4.125%
HK$55,940
baseline
▲ 0.50% · 4.625%
HK$59,344
+HK$3,404/mo
Deposit HK$11.54M · loan HK$11.54M · min. income ≈ HK$111,880/mo (50% DSR)
Upfront cash ≈ HK$12.52M (deposit + AVD stamp duty HK$981,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,561
−HK$3,164/mo
▼ 0.25% · 3.875%
HK$60,131
−HK$1,594/mo
Today · 4.125%
HK$61,725
baseline
▲ 0.50% · 4.625%
HK$64,978
+HK$3,253/mo
Deposit HK$11.54M · loan HK$11.54M · min. income ≈ HK$123,450/mo (50% DSR)
Upfront cash ≈ HK$12.52M (deposit + AVD stamp duty HK$981,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,167
−HK$3,961/mo
▼ 0.25% · 3.875%
HK$65,132
−HK$1,996/mo
Today · 4.125%
HK$67,128
baseline
▲ 0.50% · 4.625%
HK$71,213
+HK$4,085/mo
Deposit HK$9.23M · loan HK$13.85M · min. income ≈ HK$134,256/mo (50% DSR)
Upfront cash ≈ HK$10.22M (deposit + AVD stamp duty HK$981,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,273
−HK$3,797/mo
▼ 0.25% · 3.875%
HK$72,158
−HK$1,912/mo
Today · 4.125%
HK$74,070
baseline
▲ 0.50% · 4.625%
HK$77,974
+HK$3,904/mo
Deposit HK$9.23M · loan HK$13.85M · min. income ≈ HK$148,140/mo (50% DSR)
Upfront cash ≈ HK$10.22M (deposit + AVD stamp duty HK$981,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,695
−HK$4,621/mo
▼ 0.25% · 3.875%
HK$75,987
−HK$2,329/mo
Today · 4.125%
HK$78,316
baseline
▲ 0.50% · 4.625%
HK$83,082
+HK$4,766/mo
Deposit HK$6.93M · loan HK$16.16M · min. income ≈ HK$156,632/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$981,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,985
−HK$4,429/mo
▼ 0.25% · 3.875%
HK$84,184
−HK$2,230/mo
Today · 4.125%
HK$86,414
baseline
▲ 0.50% · 4.625%
HK$90,969
+HK$4,555/mo
Deposit HK$6.93M · loan HK$16.16M · min. income ≈ HK$172,828/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$981,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,751
−HK$5,942/mo
▼ 0.25% · 3.875%
HK$97,698
−HK$2,995/mo
Today · 4.125%
HK$100,693
baseline
▲ 0.50% · 4.625%
HK$106,819
+HK$6,126/mo
Deposit HK$2.31M · loan HK$20.78M · min. income ≈ HK$201,386/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$981,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,409
−HK$5,695/mo
▼ 0.25% · 3.875%
HK$108,236
−HK$2,868/mo
Today · 4.125%
HK$111,104
baseline
▲ 0.50% · 4.625%
HK$116,961
+HK$5,857/mo
Deposit HK$2.31M · loan HK$20.78M · min. income ≈ HK$222,208/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$981,106 · Scale 2, in force from 26 Feb 2026)