LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,641
−HK$3,301/mo
▼ 0.25% · 3.875%
HK$54,278
−HK$1,664/mo
Today · 4.125%
HK$55,942
baseline
▲ 0.50% · 4.625%
HK$59,346
+HK$3,404/mo
Deposit HK$11.54M · loan HK$11.54M · min. income ≈ HK$111,884/mo (50% DSR)
Upfront cash ≈ HK$12.52M (deposit + AVD stamp duty HK$981,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,562
−HK$3,164/mo
▼ 0.25% · 3.875%
HK$60,133
−HK$1,593/mo
Today · 4.125%
HK$61,726
baseline
▲ 0.50% · 4.625%
HK$64,980
+HK$3,254/mo
Deposit HK$11.54M · loan HK$11.54M · min. income ≈ HK$123,452/mo (50% DSR)
Upfront cash ≈ HK$12.52M (deposit + AVD stamp duty HK$981,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,169
−HK$3,961/mo
▼ 0.25% · 3.875%
HK$65,134
−HK$1,996/mo
Today · 4.125%
HK$67,130
baseline
▲ 0.50% · 4.625%
HK$71,215
+HK$4,085/mo
Deposit HK$9.23M · loan HK$13.85M · min. income ≈ HK$134,260/mo (50% DSR)
Upfront cash ≈ HK$10.22M (deposit + AVD stamp duty HK$981,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,275
−HK$3,796/mo
▼ 0.25% · 3.875%
HK$72,159
−HK$1,912/mo
Today · 4.125%
HK$74,071
baseline
▲ 0.50% · 4.625%
HK$77,976
+HK$3,905/mo
Deposit HK$9.23M · loan HK$13.85M · min. income ≈ HK$148,142/mo (50% DSR)
Upfront cash ≈ HK$10.22M (deposit + AVD stamp duty HK$981,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,697
−HK$4,622/mo
▼ 0.25% · 3.875%
HK$75,989
−HK$2,330/mo
Today · 4.125%
HK$78,319
baseline
▲ 0.50% · 4.625%
HK$83,084
+HK$4,765/mo
Deposit HK$6.93M · loan HK$16.16M · min. income ≈ HK$156,638/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$981,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,987
−HK$4,430/mo
▼ 0.25% · 3.875%
HK$84,186
−HK$2,231/mo
Today · 4.125%
HK$86,417
baseline
▲ 0.50% · 4.625%
HK$90,972
+HK$4,555/mo
Deposit HK$6.93M · loan HK$16.16M · min. income ≈ HK$172,834/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$981,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,753
−HK$5,942/mo
▼ 0.25% · 3.875%
HK$97,701
−HK$2,994/mo
Today · 4.125%
HK$100,695
baseline
▲ 0.50% · 4.625%
HK$106,822
+HK$6,127/mo
Deposit HK$2.31M · loan HK$20.78M · min. income ≈ HK$201,390/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$981,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,412
−HK$5,695/mo
▼ 0.25% · 3.875%
HK$108,239
−HK$2,868/mo
Today · 4.125%
HK$111,107
baseline
▲ 0.50% · 4.625%
HK$116,964
+HK$5,857/mo
Deposit HK$2.31M · loan HK$20.78M · min. income ≈ HK$222,214/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$981,132 · Scale 2, in force from 26 Feb 2026)