LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,642
−HK$3,301/mo
▼ 0.25% · 3.875%
HK$54,279
−HK$1,664/mo
Today · 4.125%
HK$55,943
baseline
▲ 0.50% · 4.625%
HK$59,347
+HK$3,404/mo
Deposit HK$11.54M · loan HK$11.54M · min. income ≈ HK$111,886/mo (50% DSR)
Upfront cash ≈ HK$12.52M (deposit + AVD stamp duty HK$981,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,563
−HK$3,164/mo
▼ 0.25% · 3.875%
HK$60,134
−HK$1,593/mo
Today · 4.125%
HK$61,727
baseline
▲ 0.50% · 4.625%
HK$64,981
+HK$3,254/mo
Deposit HK$11.54M · loan HK$11.54M · min. income ≈ HK$123,454/mo (50% DSR)
Upfront cash ≈ HK$12.52M (deposit + AVD stamp duty HK$981,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,170
−HK$3,961/mo
▼ 0.25% · 3.875%
HK$65,135
−HK$1,996/mo
Today · 4.125%
HK$67,131
baseline
▲ 0.50% · 4.625%
HK$71,216
+HK$4,085/mo
Deposit HK$9.23M · loan HK$13.85M · min. income ≈ HK$134,262/mo (50% DSR)
Upfront cash ≈ HK$10.22M (deposit + AVD stamp duty HK$981,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,276
−HK$3,797/mo
▼ 0.25% · 3.875%
HK$72,161
−HK$1,912/mo
Today · 4.125%
HK$74,073
baseline
▲ 0.50% · 4.625%
HK$77,977
+HK$3,904/mo
Deposit HK$9.23M · loan HK$13.85M · min. income ≈ HK$148,146/mo (50% DSR)
Upfront cash ≈ HK$10.22M (deposit + AVD stamp duty HK$981,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,698
−HK$4,622/mo
▼ 0.25% · 3.875%
HK$75,991
−HK$2,329/mo
Today · 4.125%
HK$78,320
baseline
▲ 0.50% · 4.625%
HK$83,085
+HK$4,765/mo
Deposit HK$6.93M · loan HK$16.16M · min. income ≈ HK$156,640/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$981,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,989
−HK$4,429/mo
▼ 0.25% · 3.875%
HK$84,188
−HK$2,230/mo
Today · 4.125%
HK$86,418
baseline
▲ 0.50% · 4.625%
HK$90,974
+HK$4,556/mo
Deposit HK$6.93M · loan HK$16.16M · min. income ≈ HK$172,836/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$981,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,755
−HK$5,942/mo
▼ 0.25% · 3.875%
HK$97,702
−HK$2,995/mo
Today · 4.125%
HK$100,697
baseline
▲ 0.50% · 4.625%
HK$106,824
+HK$6,127/mo
Deposit HK$2.31M · loan HK$20.78M · min. income ≈ HK$201,394/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$981,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,414
−HK$5,695/mo
▼ 0.25% · 3.875%
HK$108,241
−HK$2,868/mo
Today · 4.125%
HK$111,109
baseline
▲ 0.50% · 4.625%
HK$116,966
+HK$5,857/mo
Deposit HK$2.31M · loan HK$20.78M · min. income ≈ HK$222,218/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$981,150 · Scale 2, in force from 26 Feb 2026)