LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,646
−HK$3,302/mo
▼ 0.25% · 3.875%
HK$54,284
−HK$1,664/mo
Today · 4.125%
HK$55,948
baseline
▲ 0.50% · 4.625%
HK$59,352
+HK$3,404/mo
Deposit HK$11.54M · loan HK$11.54M · min. income ≈ HK$111,896/mo (50% DSR)
Upfront cash ≈ HK$12.53M (deposit + AVD stamp duty HK$981,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,569
−HK$3,164/mo
▼ 0.25% · 3.875%
HK$60,139
−HK$1,594/mo
Today · 4.125%
HK$61,733
baseline
▲ 0.50% · 4.625%
HK$64,987
+HK$3,254/mo
Deposit HK$11.54M · loan HK$11.54M · min. income ≈ HK$123,466/mo (50% DSR)
Upfront cash ≈ HK$12.53M (deposit + AVD stamp duty HK$981,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,176
−HK$3,961/mo
▼ 0.25% · 3.875%
HK$65,141
−HK$1,996/mo
Today · 4.125%
HK$67,137
baseline
▲ 0.50% · 4.625%
HK$71,222
+HK$4,085/mo
Deposit HK$9.24M · loan HK$13.85M · min. income ≈ HK$134,274/mo (50% DSR)
Upfront cash ≈ HK$10.22M (deposit + AVD stamp duty HK$981,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,282
−HK$3,797/mo
▼ 0.25% · 3.875%
HK$72,167
−HK$1,912/mo
Today · 4.125%
HK$74,079
baseline
▲ 0.50% · 4.625%
HK$77,984
+HK$3,905/mo
Deposit HK$9.24M · loan HK$13.85M · min. income ≈ HK$148,158/mo (50% DSR)
Upfront cash ≈ HK$10.22M (deposit + AVD stamp duty HK$981,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,705
−HK$4,622/mo
▼ 0.25% · 3.875%
HK$75,998
−HK$2,329/mo
Today · 4.125%
HK$78,327
baseline
▲ 0.50% · 4.625%
HK$83,093
+HK$4,766/mo
Deposit HK$6.93M · loan HK$16.16M · min. income ≈ HK$156,654/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$981,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,996
−HK$4,430/mo
▼ 0.25% · 3.875%
HK$84,195
−HK$2,231/mo
Today · 4.125%
HK$86,426
baseline
▲ 0.50% · 4.625%
HK$90,982
+HK$4,556/mo
Deposit HK$6.93M · loan HK$16.16M · min. income ≈ HK$172,852/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$981,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,763
−HK$5,943/mo
▼ 0.25% · 3.875%
HK$97,711
−HK$2,995/mo
Today · 4.125%
HK$100,706
baseline
▲ 0.50% · 4.625%
HK$106,834
+HK$6,128/mo
Deposit HK$2.31M · loan HK$20.78M · min. income ≈ HK$201,412/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$981,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,423
−HK$5,696/mo
▼ 0.25% · 3.875%
HK$108,251
−HK$2,868/mo
Today · 4.125%
HK$111,119
baseline
▲ 0.50% · 4.625%
HK$116,976
+HK$5,857/mo
Deposit HK$2.31M · loan HK$20.78M · min. income ≈ HK$222,238/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$981,237 · Scale 2, in force from 26 Feb 2026)