LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,648
−HK$3,301/mo
▼ 0.25% · 3.875%
HK$54,285
−HK$1,664/mo
Today · 4.125%
HK$55,949
baseline
▲ 0.50% · 4.625%
HK$59,354
+HK$3,405/mo
Deposit HK$11.54M · loan HK$11.54M · min. income ≈ HK$111,898/mo (50% DSR)
Upfront cash ≈ HK$12.53M (deposit + AVD stamp duty HK$981,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,570
−HK$3,165/mo
▼ 0.25% · 3.875%
HK$60,141
−HK$1,594/mo
Today · 4.125%
HK$61,735
baseline
▲ 0.50% · 4.625%
HK$64,989
+HK$3,254/mo
Deposit HK$11.54M · loan HK$11.54M · min. income ≈ HK$123,470/mo (50% DSR)
Upfront cash ≈ HK$12.53M (deposit + AVD stamp duty HK$981,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,177
−HK$3,962/mo
▼ 0.25% · 3.875%
HK$65,143
−HK$1,996/mo
Today · 4.125%
HK$67,139
baseline
▲ 0.50% · 4.625%
HK$71,224
+HK$4,085/mo
Deposit HK$9.24M · loan HK$13.85M · min. income ≈ HK$134,278/mo (50% DSR)
Upfront cash ≈ HK$10.22M (deposit + AVD stamp duty HK$981,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,284
−HK$3,797/mo
▼ 0.25% · 3.875%
HK$72,169
−HK$1,912/mo
Today · 4.125%
HK$74,081
baseline
▲ 0.50% · 4.625%
HK$77,986
+HK$3,905/mo
Deposit HK$9.24M · loan HK$13.85M · min. income ≈ HK$148,162/mo (50% DSR)
Upfront cash ≈ HK$10.22M (deposit + AVD stamp duty HK$981,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,707
−HK$4,622/mo
▼ 0.25% · 3.875%
HK$76,000
−HK$2,329/mo
Today · 4.125%
HK$78,329
baseline
▲ 0.50% · 4.625%
HK$83,095
+HK$4,766/mo
Deposit HK$6.93M · loan HK$16.16M · min. income ≈ HK$156,658/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$981,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,998
−HK$4,430/mo
▼ 0.25% · 3.875%
HK$84,197
−HK$2,231/mo
Today · 4.125%
HK$86,428
baseline
▲ 0.50% · 4.625%
HK$90,984
+HK$4,556/mo
Deposit HK$6.93M · loan HK$16.16M · min. income ≈ HK$172,856/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$981,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,766
−HK$5,943/mo
▼ 0.25% · 3.875%
HK$97,714
−HK$2,995/mo
Today · 4.125%
HK$100,709
baseline
▲ 0.50% · 4.625%
HK$106,837
+HK$6,128/mo
Deposit HK$2.31M · loan HK$20.78M · min. income ≈ HK$201,418/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$981,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,426
−HK$5,696/mo
▼ 0.25% · 3.875%
HK$108,254
−HK$2,868/mo
Today · 4.125%
HK$111,122
baseline
▲ 0.50% · 4.625%
HK$116,980
+HK$5,858/mo
Deposit HK$2.31M · loan HK$20.78M · min. income ≈ HK$222,244/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$981,264 · Scale 2, in force from 26 Feb 2026)