LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,648
−HK$3,302/mo
▼ 0.25% · 3.875%
HK$54,286
−HK$1,664/mo
Today · 4.125%
HK$55,950
baseline
▲ 0.50% · 4.625%
HK$59,354
+HK$3,404/mo
Deposit HK$11.54M · loan HK$11.54M · min. income ≈ HK$111,900/mo (50% DSR)
Upfront cash ≈ HK$12.53M (deposit + AVD stamp duty HK$981,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,571
−HK$3,164/mo
▼ 0.25% · 3.875%
HK$60,141
−HK$1,594/mo
Today · 4.125%
HK$61,735
baseline
▲ 0.50% · 4.625%
HK$64,989
+HK$3,254/mo
Deposit HK$11.54M · loan HK$11.54M · min. income ≈ HK$123,470/mo (50% DSR)
Upfront cash ≈ HK$12.53M (deposit + AVD stamp duty HK$981,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,178
−HK$3,962/mo
▼ 0.25% · 3.875%
HK$65,143
−HK$1,997/mo
Today · 4.125%
HK$67,140
baseline
▲ 0.50% · 4.625%
HK$71,225
+HK$4,085/mo
Deposit HK$9.24M · loan HK$13.85M · min. income ≈ HK$134,280/mo (50% DSR)
Upfront cash ≈ HK$10.22M (deposit + AVD stamp duty HK$981,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,285
−HK$3,797/mo
▼ 0.25% · 3.875%
HK$72,170
−HK$1,912/mo
Today · 4.125%
HK$74,082
baseline
▲ 0.50% · 4.625%
HK$77,987
+HK$3,905/mo
Deposit HK$9.24M · loan HK$13.85M · min. income ≈ HK$148,164/mo (50% DSR)
Upfront cash ≈ HK$10.22M (deposit + AVD stamp duty HK$981,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,708
−HK$4,622/mo
▼ 0.25% · 3.875%
HK$76,000
−HK$2,330/mo
Today · 4.125%
HK$78,330
baseline
▲ 0.50% · 4.625%
HK$83,096
+HK$4,766/mo
Deposit HK$6.93M · loan HK$16.16M · min. income ≈ HK$156,660/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$981,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,999
−HK$4,430/mo
▼ 0.25% · 3.875%
HK$84,198
−HK$2,231/mo
Today · 4.125%
HK$86,429
baseline
▲ 0.50% · 4.625%
HK$90,985
+HK$4,556/mo
Deposit HK$6.93M · loan HK$16.16M · min. income ≈ HK$172,858/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$981,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,767
−HK$5,943/mo
▼ 0.25% · 3.875%
HK$97,715
−HK$2,995/mo
Today · 4.125%
HK$100,710
baseline
▲ 0.50% · 4.625%
HK$106,837
+HK$6,127/mo
Deposit HK$2.31M · loan HK$20.78M · min. income ≈ HK$201,420/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$981,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,427
−HK$5,696/mo
▼ 0.25% · 3.875%
HK$108,255
−HK$2,868/mo
Today · 4.125%
HK$111,123
baseline
▲ 0.50% · 4.625%
HK$116,981
+HK$5,858/mo
Deposit HK$2.31M · loan HK$20.78M · min. income ≈ HK$222,246/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$981,272 · Scale 2, in force from 26 Feb 2026)