LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,654
−HK$3,302/mo
▼ 0.25% · 3.875%
HK$54,292
−HK$1,664/mo
Today · 4.125%
HK$55,956
baseline
▲ 0.50% · 4.625%
HK$59,361
+HK$3,405/mo
Deposit HK$11.55M · loan HK$11.55M · min. income ≈ HK$111,912/mo (50% DSR)
Upfront cash ≈ HK$12.53M (deposit + AVD stamp duty HK$981,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,577
−HK$3,165/mo
▼ 0.25% · 3.875%
HK$60,148
−HK$1,594/mo
Today · 4.125%
HK$61,742
baseline
▲ 0.50% · 4.625%
HK$64,996
+HK$3,254/mo
Deposit HK$11.55M · loan HK$11.55M · min. income ≈ HK$123,484/mo (50% DSR)
Upfront cash ≈ HK$12.53M (deposit + AVD stamp duty HK$981,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,185
−HK$3,962/mo
▼ 0.25% · 3.875%
HK$65,150
−HK$1,997/mo
Today · 4.125%
HK$67,147
baseline
▲ 0.50% · 4.625%
HK$71,233
+HK$4,086/mo
Deposit HK$9.24M · loan HK$13.85M · min. income ≈ HK$134,294/mo (50% DSR)
Upfront cash ≈ HK$10.22M (deposit + AVD stamp duty HK$981,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,293
−HK$3,797/mo
▼ 0.25% · 3.875%
HK$72,178
−HK$1,912/mo
Today · 4.125%
HK$74,090
baseline
▲ 0.50% · 4.625%
HK$77,996
+HK$3,906/mo
Deposit HK$9.24M · loan HK$13.85M · min. income ≈ HK$148,180/mo (50% DSR)
Upfront cash ≈ HK$10.22M (deposit + AVD stamp duty HK$981,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,716
−HK$4,622/mo
▼ 0.25% · 3.875%
HK$76,009
−HK$2,329/mo
Today · 4.125%
HK$78,338
baseline
▲ 0.50% · 4.625%
HK$83,105
+HK$4,767/mo
Deposit HK$6.93M · loan HK$16.16M · min. income ≈ HK$156,676/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$981,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,008
−HK$4,431/mo
▼ 0.25% · 3.875%
HK$84,207
−HK$2,232/mo
Today · 4.125%
HK$86,439
baseline
▲ 0.50% · 4.625%
HK$90,995
+HK$4,556/mo
Deposit HK$6.93M · loan HK$16.16M · min. income ≈ HK$172,878/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$981,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,777
−HK$5,944/mo
▼ 0.25% · 3.875%
HK$97,725
−HK$2,996/mo
Today · 4.125%
HK$100,721
baseline
▲ 0.50% · 4.625%
HK$106,849
+HK$6,128/mo
Deposit HK$2.31M · loan HK$20.78M · min. income ≈ HK$201,442/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$981,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,439
−HK$5,696/mo
▼ 0.25% · 3.875%
HK$108,267
−HK$2,868/mo
Today · 4.125%
HK$111,135
baseline
▲ 0.50% · 4.625%
HK$116,993
+HK$5,858/mo
Deposit HK$2.31M · loan HK$20.78M · min. income ≈ HK$222,270/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$981,380 · Scale 2, in force from 26 Feb 2026)