LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,657
−HK$3,302/mo
▼ 0.25% · 3.875%
HK$54,295
−HK$1,664/mo
Today · 4.125%
HK$55,959
baseline
▲ 0.50% · 4.625%
HK$59,364
+HK$3,405/mo
Deposit HK$11.55M · loan HK$11.55M · min. income ≈ HK$111,918/mo (50% DSR)
Upfront cash ≈ HK$12.53M (deposit + AVD stamp duty HK$981,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,580
−HK$3,165/mo
▼ 0.25% · 3.875%
HK$60,151
−HK$1,594/mo
Today · 4.125%
HK$61,745
baseline
▲ 0.50% · 4.625%
HK$65,000
+HK$3,255/mo
Deposit HK$11.55M · loan HK$11.55M · min. income ≈ HK$123,490/mo (50% DSR)
Upfront cash ≈ HK$12.53M (deposit + AVD stamp duty HK$981,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,188
−HK$3,963/mo
▼ 0.25% · 3.875%
HK$65,154
−HK$1,997/mo
Today · 4.125%
HK$67,151
baseline
▲ 0.50% · 4.625%
HK$71,237
+HK$4,086/mo
Deposit HK$9.24M · loan HK$13.86M · min. income ≈ HK$134,302/mo (50% DSR)
Upfront cash ≈ HK$10.22M (deposit + AVD stamp duty HK$981,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,296
−HK$3,798/mo
▼ 0.25% · 3.875%
HK$72,182
−HK$1,912/mo
Today · 4.125%
HK$74,094
baseline
▲ 0.50% · 4.625%
HK$78,000
+HK$3,906/mo
Deposit HK$9.24M · loan HK$13.86M · min. income ≈ HK$148,188/mo (50% DSR)
Upfront cash ≈ HK$10.22M (deposit + AVD stamp duty HK$981,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,720
−HK$4,623/mo
▼ 0.25% · 3.875%
HK$76,013
−HK$2,330/mo
Today · 4.125%
HK$78,343
baseline
▲ 0.50% · 4.625%
HK$83,110
+HK$4,767/mo
Deposit HK$6.93M · loan HK$16.16M · min. income ≈ HK$156,686/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$981,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,012
−HK$4,431/mo
▼ 0.25% · 3.875%
HK$84,212
−HK$2,231/mo
Today · 4.125%
HK$86,443
baseline
▲ 0.50% · 4.625%
HK$91,000
+HK$4,557/mo
Deposit HK$6.93M · loan HK$16.16M · min. income ≈ HK$172,886/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$981,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,782
−HK$5,944/mo
▼ 0.25% · 3.875%
HK$97,731
−HK$2,995/mo
Today · 4.125%
HK$100,726
baseline
▲ 0.50% · 4.625%
HK$106,855
+HK$6,129/mo
Deposit HK$2.31M · loan HK$20.78M · min. income ≈ HK$201,452/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$981,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,445
−HK$5,696/mo
▼ 0.25% · 3.875%
HK$108,272
−HK$2,869/mo
Today · 4.125%
HK$111,141
baseline
▲ 0.50% · 4.625%
HK$117,000
+HK$5,859/mo
Deposit HK$2.31M · loan HK$20.78M · min. income ≈ HK$222,282/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$981,433 · Scale 2, in force from 26 Feb 2026)