LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,660
−HK$3,303/mo
▼ 0.25% · 3.875%
HK$54,298
−HK$1,665/mo
Today · 4.125%
HK$55,963
baseline
▲ 0.50% · 4.625%
HK$59,368
+HK$3,405/mo
Deposit HK$11.55M · loan HK$11.55M · min. income ≈ HK$111,926/mo (50% DSR)
Upfront cash ≈ HK$12.53M (deposit + AVD stamp duty HK$981,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,584
−HK$3,165/mo
▼ 0.25% · 3.875%
HK$60,155
−HK$1,594/mo
Today · 4.125%
HK$61,749
baseline
▲ 0.50% · 4.625%
HK$65,004
+HK$3,255/mo
Deposit HK$11.55M · loan HK$11.55M · min. income ≈ HK$123,498/mo (50% DSR)
Upfront cash ≈ HK$12.53M (deposit + AVD stamp duty HK$981,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,192
−HK$3,963/mo
▼ 0.25% · 3.875%
HK$65,158
−HK$1,997/mo
Today · 4.125%
HK$67,155
baseline
▲ 0.50% · 4.625%
HK$71,241
+HK$4,086/mo
Deposit HK$9.24M · loan HK$13.86M · min. income ≈ HK$134,310/mo (50% DSR)
Upfront cash ≈ HK$10.22M (deposit + AVD stamp duty HK$981,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,301
−HK$3,798/mo
▼ 0.25% · 3.875%
HK$72,186
−HK$1,913/mo
Today · 4.125%
HK$74,099
baseline
▲ 0.50% · 4.625%
HK$78,005
+HK$3,906/mo
Deposit HK$9.24M · loan HK$13.86M · min. income ≈ HK$148,198/mo (50% DSR)
Upfront cash ≈ HK$10.22M (deposit + AVD stamp duty HK$981,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,724
−HK$4,624/mo
▼ 0.25% · 3.875%
HK$76,018
−HK$2,330/mo
Today · 4.125%
HK$78,348
baseline
▲ 0.50% · 4.625%
HK$83,115
+HK$4,767/mo
Deposit HK$6.93M · loan HK$16.17M · min. income ≈ HK$156,696/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$981,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,018
−HK$4,431/mo
▼ 0.25% · 3.875%
HK$84,217
−HK$2,232/mo
Today · 4.125%
HK$86,449
baseline
▲ 0.50% · 4.625%
HK$91,006
+HK$4,557/mo
Deposit HK$6.93M · loan HK$16.17M · min. income ≈ HK$172,898/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$981,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,788
−HK$5,945/mo
▼ 0.25% · 3.875%
HK$97,737
−HK$2,996/mo
Today · 4.125%
HK$100,733
baseline
▲ 0.50% · 4.625%
HK$106,862
+HK$6,129/mo
Deposit HK$2.31M · loan HK$20.78M · min. income ≈ HK$201,466/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$981,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,451
−HK$5,697/mo
▼ 0.25% · 3.875%
HK$108,279
−HK$2,869/mo
Today · 4.125%
HK$111,148
baseline
▲ 0.50% · 4.625%
HK$117,007
+HK$5,859/mo
Deposit HK$2.31M · loan HK$20.78M · min. income ≈ HK$222,296/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$981,496 · Scale 2, in force from 26 Feb 2026)