LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,662
−HK$3,303/mo
▼ 0.25% · 3.875%
HK$54,300
−HK$1,665/mo
Today · 4.125%
HK$55,965
baseline
▲ 0.50% · 4.625%
HK$59,370
+HK$3,405/mo
Deposit HK$11.55M · loan HK$11.55M · min. income ≈ HK$111,930/mo (50% DSR)
Upfront cash ≈ HK$12.53M (deposit + AVD stamp duty HK$981,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,586
−HK$3,165/mo
▼ 0.25% · 3.875%
HK$60,157
−HK$1,594/mo
Today · 4.125%
HK$61,751
baseline
▲ 0.50% · 4.625%
HK$65,006
+HK$3,255/mo
Deposit HK$11.55M · loan HK$11.55M · min. income ≈ HK$123,502/mo (50% DSR)
Upfront cash ≈ HK$12.53M (deposit + AVD stamp duty HK$981,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,195
−HK$3,963/mo
▼ 0.25% · 3.875%
HK$65,160
−HK$1,998/mo
Today · 4.125%
HK$67,158
baseline
▲ 0.50% · 4.625%
HK$71,244
+HK$4,086/mo
Deposit HK$9.24M · loan HK$13.86M · min. income ≈ HK$134,316/mo (50% DSR)
Upfront cash ≈ HK$10.22M (deposit + AVD stamp duty HK$981,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,303
−HK$3,799/mo
▼ 0.25% · 3.875%
HK$72,189
−HK$1,913/mo
Today · 4.125%
HK$74,102
baseline
▲ 0.50% · 4.625%
HK$78,008
+HK$3,906/mo
Deposit HK$9.24M · loan HK$13.86M · min. income ≈ HK$148,204/mo (50% DSR)
Upfront cash ≈ HK$10.22M (deposit + AVD stamp duty HK$981,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,727
−HK$4,623/mo
▼ 0.25% · 3.875%
HK$76,020
−HK$2,330/mo
Today · 4.125%
HK$78,350
baseline
▲ 0.50% · 4.625%
HK$83,118
+HK$4,768/mo
Deposit HK$6.93M · loan HK$16.17M · min. income ≈ HK$156,700/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$981,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,021
−HK$4,431/mo
▼ 0.25% · 3.875%
HK$84,220
−HK$2,232/mo
Today · 4.125%
HK$86,452
baseline
▲ 0.50% · 4.625%
HK$91,009
+HK$4,557/mo
Deposit HK$6.93M · loan HK$16.17M · min. income ≈ HK$172,904/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$981,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,792
−HK$5,944/mo
▼ 0.25% · 3.875%
HK$97,741
−HK$2,995/mo
Today · 4.125%
HK$100,736
baseline
▲ 0.50% · 4.625%
HK$106,866
+HK$6,130/mo
Deposit HK$2.31M · loan HK$20.79M · min. income ≈ HK$201,472/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$981,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,455
−HK$5,698/mo
▼ 0.25% · 3.875%
HK$108,283
−HK$2,870/mo
Today · 4.125%
HK$111,153
baseline
▲ 0.50% · 4.625%
HK$117,012
+HK$5,859/mo
Deposit HK$2.31M · loan HK$20.79M · min. income ≈ HK$222,306/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$981,533 · Scale 2, in force from 26 Feb 2026)