LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,664
−HK$3,302/mo
▼ 0.25% · 3.875%
HK$54,302
−HK$1,664/mo
Today · 4.125%
HK$55,966
baseline
▲ 0.50% · 4.625%
HK$59,372
+HK$3,406/mo
Deposit HK$11.55M · loan HK$11.55M · min. income ≈ HK$111,932/mo (50% DSR)
Upfront cash ≈ HK$12.53M (deposit + AVD stamp duty HK$981,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,588
−HK$3,165/mo
▼ 0.25% · 3.875%
HK$60,159
−HK$1,594/mo
Today · 4.125%
HK$61,753
baseline
▲ 0.50% · 4.625%
HK$65,008
+HK$3,255/mo
Deposit HK$11.55M · loan HK$11.55M · min. income ≈ HK$123,506/mo (50% DSR)
Upfront cash ≈ HK$12.53M (deposit + AVD stamp duty HK$981,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,197
−HK$3,963/mo
▼ 0.25% · 3.875%
HK$65,162
−HK$1,998/mo
Today · 4.125%
HK$67,160
baseline
▲ 0.50% · 4.625%
HK$71,246
+HK$4,086/mo
Deposit HK$9.24M · loan HK$13.86M · min. income ≈ HK$134,320/mo (50% DSR)
Upfront cash ≈ HK$10.22M (deposit + AVD stamp duty HK$981,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,306
−HK$3,798/mo
▼ 0.25% · 3.875%
HK$72,191
−HK$1,913/mo
Today · 4.125%
HK$74,104
baseline
▲ 0.50% · 4.625%
HK$78,010
+HK$3,906/mo
Deposit HK$9.24M · loan HK$13.86M · min. income ≈ HK$148,208/mo (50% DSR)
Upfront cash ≈ HK$10.22M (deposit + AVD stamp duty HK$981,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,729
−HK$4,624/mo
▼ 0.25% · 3.875%
HK$76,023
−HK$2,330/mo
Today · 4.125%
HK$78,353
baseline
▲ 0.50% · 4.625%
HK$83,120
+HK$4,767/mo
Deposit HK$6.93M · loan HK$16.17M · min. income ≈ HK$156,706/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$981,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,023
−HK$4,432/mo
▼ 0.25% · 3.875%
HK$84,223
−HK$2,232/mo
Today · 4.125%
HK$86,455
baseline
▲ 0.50% · 4.625%
HK$91,012
+HK$4,557/mo
Deposit HK$6.93M · loan HK$16.17M · min. income ≈ HK$172,910/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$981,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,795
−HK$5,944/mo
▼ 0.25% · 3.875%
HK$97,743
−HK$2,996/mo
Today · 4.125%
HK$100,739
baseline
▲ 0.50% · 4.625%
HK$106,869
+HK$6,130/mo
Deposit HK$2.31M · loan HK$20.79M · min. income ≈ HK$201,478/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$981,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,458
−HK$5,698/mo
▼ 0.25% · 3.875%
HK$108,287
−HK$2,869/mo
Today · 4.125%
HK$111,156
baseline
▲ 0.50% · 4.625%
HK$117,015
+HK$5,859/mo
Deposit HK$2.31M · loan HK$20.79M · min. income ≈ HK$222,312/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$981,561 · Scale 2, in force from 26 Feb 2026)