LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,665
−HK$3,302/mo
▼ 0.25% · 3.875%
HK$54,303
−HK$1,664/mo
Today · 4.125%
HK$55,967
baseline
▲ 0.50% · 4.625%
HK$59,373
+HK$3,406/mo
Deposit HK$11.55M · loan HK$11.55M · min. income ≈ HK$111,934/mo (50% DSR)
Upfront cash ≈ HK$12.53M (deposit + AVD stamp duty HK$981,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,589
−HK$3,165/mo
▼ 0.25% · 3.875%
HK$60,160
−HK$1,594/mo
Today · 4.125%
HK$61,754
baseline
▲ 0.50% · 4.625%
HK$65,009
+HK$3,255/mo
Deposit HK$11.55M · loan HK$11.55M · min. income ≈ HK$123,508/mo (50% DSR)
Upfront cash ≈ HK$12.53M (deposit + AVD stamp duty HK$981,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,198
−HK$3,963/mo
▼ 0.25% · 3.875%
HK$65,163
−HK$1,998/mo
Today · 4.125%
HK$67,161
baseline
▲ 0.50% · 4.625%
HK$71,247
+HK$4,086/mo
Deposit HK$9.24M · loan HK$13.86M · min. income ≈ HK$134,322/mo (50% DSR)
Upfront cash ≈ HK$10.22M (deposit + AVD stamp duty HK$981,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,307
−HK$3,798/mo
▼ 0.25% · 3.875%
HK$72,192
−HK$1,913/mo
Today · 4.125%
HK$74,105
baseline
▲ 0.50% · 4.625%
HK$78,011
+HK$3,906/mo
Deposit HK$9.24M · loan HK$13.86M · min. income ≈ HK$148,210/mo (50% DSR)
Upfront cash ≈ HK$10.22M (deposit + AVD stamp duty HK$981,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,731
−HK$4,623/mo
▼ 0.25% · 3.875%
HK$76,024
−HK$2,330/mo
Today · 4.125%
HK$78,354
baseline
▲ 0.50% · 4.625%
HK$83,122
+HK$4,768/mo
Deposit HK$6.93M · loan HK$16.17M · min. income ≈ HK$156,708/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$981,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,025
−HK$4,431/mo
▼ 0.25% · 3.875%
HK$84,224
−HK$2,232/mo
Today · 4.125%
HK$86,456
baseline
▲ 0.50% · 4.625%
HK$91,013
+HK$4,557/mo
Deposit HK$6.93M · loan HK$16.17M · min. income ≈ HK$172,912/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$981,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,796
−HK$5,945/mo
▼ 0.25% · 3.875%
HK$97,745
−HK$2,996/mo
Today · 4.125%
HK$100,741
baseline
▲ 0.50% · 4.625%
HK$106,871
+HK$6,130/mo
Deposit HK$2.31M · loan HK$20.79M · min. income ≈ HK$201,482/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$981,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,460
−HK$5,698/mo
▼ 0.25% · 3.875%
HK$108,288
−HK$2,870/mo
Today · 4.125%
HK$111,158
baseline
▲ 0.50% · 4.625%
HK$117,017
+HK$5,859/mo
Deposit HK$2.31M · loan HK$20.79M · min. income ≈ HK$222,316/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$981,578 · Scale 2, in force from 26 Feb 2026)