LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,667
−HK$3,302/mo
▼ 0.25% · 3.875%
HK$54,305
−HK$1,664/mo
Today · 4.125%
HK$55,969
baseline
▲ 0.50% · 4.625%
HK$59,375
+HK$3,406/mo
Deposit HK$11.55M · loan HK$11.55M · min. income ≈ HK$111,938/mo (50% DSR)
Upfront cash ≈ HK$12.53M (deposit + AVD stamp duty HK$981,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,591
−HK$3,166/mo
▼ 0.25% · 3.875%
HK$60,162
−HK$1,595/mo
Today · 4.125%
HK$61,757
baseline
▲ 0.50% · 4.625%
HK$65,012
+HK$3,255/mo
Deposit HK$11.55M · loan HK$11.55M · min. income ≈ HK$123,514/mo (50% DSR)
Upfront cash ≈ HK$12.53M (deposit + AVD stamp duty HK$981,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,200
−HK$3,963/mo
▼ 0.25% · 3.875%
HK$65,166
−HK$1,997/mo
Today · 4.125%
HK$67,163
baseline
▲ 0.50% · 4.625%
HK$71,250
+HK$4,087/mo
Deposit HK$9.24M · loan HK$13.86M · min. income ≈ HK$134,326/mo (50% DSR)
Upfront cash ≈ HK$10.22M (deposit + AVD stamp duty HK$981,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,309
−HK$3,799/mo
▼ 0.25% · 3.875%
HK$72,195
−HK$1,913/mo
Today · 4.125%
HK$74,108
baseline
▲ 0.50% · 4.625%
HK$78,014
+HK$3,906/mo
Deposit HK$9.24M · loan HK$13.86M · min. income ≈ HK$148,216/mo (50% DSR)
Upfront cash ≈ HK$10.22M (deposit + AVD stamp duty HK$981,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,733
−HK$4,624/mo
▼ 0.25% · 3.875%
HK$76,027
−HK$2,330/mo
Today · 4.125%
HK$78,357
baseline
▲ 0.50% · 4.625%
HK$83,125
+HK$4,768/mo
Deposit HK$6.93M · loan HK$16.17M · min. income ≈ HK$156,714/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$981,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,028
−HK$4,431/mo
▼ 0.25% · 3.875%
HK$84,227
−HK$2,232/mo
Today · 4.125%
HK$86,459
baseline
▲ 0.50% · 4.625%
HK$91,017
+HK$4,558/mo
Deposit HK$6.93M · loan HK$16.17M · min. income ≈ HK$172,918/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$981,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,800
−HK$5,945/mo
▼ 0.25% · 3.875%
HK$97,749
−HK$2,996/mo
Today · 4.125%
HK$100,745
baseline
▲ 0.50% · 4.625%
HK$106,875
+HK$6,130/mo
Deposit HK$2.31M · loan HK$20.79M · min. income ≈ HK$201,490/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$981,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,464
−HK$5,698/mo
▼ 0.25% · 3.875%
HK$108,292
−HK$2,870/mo
Today · 4.125%
HK$111,162
baseline
▲ 0.50% · 4.625%
HK$117,021
+HK$5,859/mo
Deposit HK$2.31M · loan HK$20.79M · min. income ≈ HK$222,324/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$981,614 · Scale 2, in force from 26 Feb 2026)