LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,667
−HK$3,303/mo
▼ 0.25% · 3.875%
HK$54,305
−HK$1,665/mo
Today · 4.125%
HK$55,970
baseline
▲ 0.50% · 4.625%
HK$59,375
+HK$3,405/mo
Deposit HK$11.55M · loan HK$11.55M · min. income ≈ HK$111,940/mo (50% DSR)
Upfront cash ≈ HK$12.53M (deposit + AVD stamp duty HK$981,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,591
−HK$3,166/mo
▼ 0.25% · 3.875%
HK$60,163
−HK$1,594/mo
Today · 4.125%
HK$61,757
baseline
▲ 0.50% · 4.625%
HK$65,012
+HK$3,255/mo
Deposit HK$11.55M · loan HK$11.55M · min. income ≈ HK$123,514/mo (50% DSR)
Upfront cash ≈ HK$12.53M (deposit + AVD stamp duty HK$981,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,200
−HK$3,963/mo
▼ 0.25% · 3.875%
HK$65,166
−HK$1,997/mo
Today · 4.125%
HK$67,163
baseline
▲ 0.50% · 4.625%
HK$71,250
+HK$4,087/mo
Deposit HK$9.24M · loan HK$13.86M · min. income ≈ HK$134,326/mo (50% DSR)
Upfront cash ≈ HK$10.22M (deposit + AVD stamp duty HK$981,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,310
−HK$3,798/mo
▼ 0.25% · 3.875%
HK$72,195
−HK$1,913/mo
Today · 4.125%
HK$74,108
baseline
▲ 0.50% · 4.625%
HK$78,015
+HK$3,907/mo
Deposit HK$9.24M · loan HK$13.86M · min. income ≈ HK$148,216/mo (50% DSR)
Upfront cash ≈ HK$10.22M (deposit + AVD stamp duty HK$981,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,734
−HK$4,623/mo
▼ 0.25% · 3.875%
HK$76,027
−HK$2,330/mo
Today · 4.125%
HK$78,357
baseline
▲ 0.50% · 4.625%
HK$83,125
+HK$4,768/mo
Deposit HK$6.93M · loan HK$16.17M · min. income ≈ HK$156,714/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$981,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,028
−HK$4,432/mo
▼ 0.25% · 3.875%
HK$84,228
−HK$2,232/mo
Today · 4.125%
HK$86,460
baseline
▲ 0.50% · 4.625%
HK$91,017
+HK$4,557/mo
Deposit HK$6.93M · loan HK$16.17M · min. income ≈ HK$172,920/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$981,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,800
−HK$5,945/mo
▼ 0.25% · 3.875%
HK$97,749
−HK$2,996/mo
Today · 4.125%
HK$100,745
baseline
▲ 0.50% · 4.625%
HK$106,875
+HK$6,130/mo
Deposit HK$2.31M · loan HK$20.79M · min. income ≈ HK$201,490/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$981,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,464
−HK$5,698/mo
▼ 0.25% · 3.875%
HK$108,293
−HK$2,869/mo
Today · 4.125%
HK$111,162
baseline
▲ 0.50% · 4.625%
HK$117,022
+HK$5,860/mo
Deposit HK$2.31M · loan HK$20.79M · min. income ≈ HK$222,324/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$981,619 · Scale 2, in force from 26 Feb 2026)