LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,673
−HK$3,303/mo
▼ 0.25% · 3.875%
HK$54,311
−HK$1,665/mo
Today · 4.125%
HK$55,976
baseline
▲ 0.50% · 4.625%
HK$59,382
+HK$3,406/mo
Deposit HK$11.55M · loan HK$11.55M · min. income ≈ HK$111,952/mo (50% DSR)
Upfront cash ≈ HK$12.53M (deposit + AVD stamp duty HK$981,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,598
−HK$3,166/mo
▼ 0.25% · 3.875%
HK$60,169
−HK$1,595/mo
Today · 4.125%
HK$61,764
baseline
▲ 0.50% · 4.625%
HK$65,019
+HK$3,255/mo
Deposit HK$11.55M · loan HK$11.55M · min. income ≈ HK$123,528/mo (50% DSR)
Upfront cash ≈ HK$12.53M (deposit + AVD stamp duty HK$981,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,207
−HK$3,964/mo
▼ 0.25% · 3.875%
HK$65,173
−HK$1,998/mo
Today · 4.125%
HK$67,171
baseline
▲ 0.50% · 4.625%
HK$71,258
+HK$4,087/mo
Deposit HK$9.24M · loan HK$13.86M · min. income ≈ HK$134,342/mo (50% DSR)
Upfront cash ≈ HK$10.22M (deposit + AVD stamp duty HK$981,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,317
−HK$3,799/mo
▼ 0.25% · 3.875%
HK$72,203
−HK$1,913/mo
Today · 4.125%
HK$74,116
baseline
▲ 0.50% · 4.625%
HK$78,023
+HK$3,907/mo
Deposit HK$9.24M · loan HK$13.86M · min. income ≈ HK$148,232/mo (50% DSR)
Upfront cash ≈ HK$10.22M (deposit + AVD stamp duty HK$981,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,742
−HK$4,624/mo
▼ 0.25% · 3.875%
HK$76,036
−HK$2,330/mo
Today · 4.125%
HK$78,366
baseline
▲ 0.50% · 4.625%
HK$83,134
+HK$4,768/mo
Deposit HK$6.93M · loan HK$16.17M · min. income ≈ HK$156,732/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$981,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,037
−HK$4,432/mo
▼ 0.25% · 3.875%
HK$84,237
−HK$2,232/mo
Today · 4.125%
HK$86,469
baseline
▲ 0.50% · 4.625%
HK$91,027
+HK$4,558/mo
Deposit HK$6.93M · loan HK$16.17M · min. income ≈ HK$172,938/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$981,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,811
−HK$5,945/mo
▼ 0.25% · 3.875%
HK$97,760
−HK$2,996/mo
Today · 4.125%
HK$100,756
baseline
▲ 0.50% · 4.625%
HK$106,887
+HK$6,131/mo
Deposit HK$2.31M · loan HK$20.79M · min. income ≈ HK$201,512/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$981,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,476
−HK$5,699/mo
▼ 0.25% · 3.875%
HK$108,305
−HK$2,870/mo
Today · 4.125%
HK$111,175
baseline
▲ 0.50% · 4.625%
HK$117,035
+HK$5,860/mo
Deposit HK$2.31M · loan HK$20.79M · min. income ≈ HK$222,350/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$981,728 · Scale 2, in force from 26 Feb 2026)