LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,674
−HK$3,303/mo
▼ 0.25% · 3.875%
HK$54,312
−HK$1,665/mo
Today · 4.125%
HK$55,977
baseline
▲ 0.50% · 4.625%
HK$59,383
+HK$3,406/mo
Deposit HK$11.55M · loan HK$11.55M · min. income ≈ HK$111,954/mo (50% DSR)
Upfront cash ≈ HK$12.53M (deposit + AVD stamp duty HK$981,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,599
−HK$3,166/mo
▼ 0.25% · 3.875%
HK$60,171
−HK$1,594/mo
Today · 4.125%
HK$61,765
baseline
▲ 0.50% · 4.625%
HK$65,021
+HK$3,256/mo
Deposit HK$11.55M · loan HK$11.55M · min. income ≈ HK$123,530/mo (50% DSR)
Upfront cash ≈ HK$12.53M (deposit + AVD stamp duty HK$981,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,209
−HK$3,964/mo
▼ 0.25% · 3.875%
HK$65,175
−HK$1,998/mo
Today · 4.125%
HK$67,173
baseline
▲ 0.50% · 4.625%
HK$71,260
+HK$4,087/mo
Deposit HK$9.24M · loan HK$13.86M · min. income ≈ HK$134,346/mo (50% DSR)
Upfront cash ≈ HK$10.22M (deposit + AVD stamp duty HK$981,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,319
−HK$3,799/mo
▼ 0.25% · 3.875%
HK$72,205
−HK$1,913/mo
Today · 4.125%
HK$74,118
baseline
▲ 0.50% · 4.625%
HK$78,025
+HK$3,907/mo
Deposit HK$9.24M · loan HK$13.86M · min. income ≈ HK$148,236/mo (50% DSR)
Upfront cash ≈ HK$10.22M (deposit + AVD stamp duty HK$981,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,744
−HK$4,624/mo
▼ 0.25% · 3.875%
HK$76,037
−HK$2,331/mo
Today · 4.125%
HK$78,368
baseline
▲ 0.50% · 4.625%
HK$83,136
+HK$4,768/mo
Deposit HK$6.93M · loan HK$16.17M · min. income ≈ HK$156,736/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$981,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,039
−HK$4,432/mo
▼ 0.25% · 3.875%
HK$84,239
−HK$2,232/mo
Today · 4.125%
HK$86,471
baseline
▲ 0.50% · 4.625%
HK$91,029
+HK$4,558/mo
Deposit HK$6.93M · loan HK$16.17M · min. income ≈ HK$172,942/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$981,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,813
−HK$5,946/mo
▼ 0.25% · 3.875%
HK$97,762
−HK$2,997/mo
Today · 4.125%
HK$100,759
baseline
▲ 0.50% · 4.625%
HK$106,890
+HK$6,131/mo
Deposit HK$2.31M · loan HK$20.79M · min. income ≈ HK$201,518/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$981,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,479
−HK$5,698/mo
▼ 0.25% · 3.875%
HK$108,308
−HK$2,869/mo
Today · 4.125%
HK$111,177
baseline
▲ 0.50% · 4.625%
HK$117,038
+HK$5,861/mo
Deposit HK$2.31M · loan HK$20.79M · min. income ≈ HK$222,354/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$981,751 · Scale 2, in force from 26 Feb 2026)