LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,675
−HK$3,303/mo
▼ 0.25% · 3.875%
HK$54,313
−HK$1,665/mo
Today · 4.125%
HK$55,978
baseline
▲ 0.50% · 4.625%
HK$59,384
+HK$3,406/mo
Deposit HK$11.55M · loan HK$11.55M · min. income ≈ HK$111,956/mo (50% DSR)
Upfront cash ≈ HK$12.53M (deposit + AVD stamp duty HK$981,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,600
−HK$3,166/mo
▼ 0.25% · 3.875%
HK$60,171
−HK$1,595/mo
Today · 4.125%
HK$61,766
baseline
▲ 0.50% · 4.625%
HK$65,022
+HK$3,256/mo
Deposit HK$11.55M · loan HK$11.55M · min. income ≈ HK$123,532/mo (50% DSR)
Upfront cash ≈ HK$12.53M (deposit + AVD stamp duty HK$981,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,209
−HK$3,964/mo
▼ 0.25% · 3.875%
HK$65,176
−HK$1,997/mo
Today · 4.125%
HK$67,173
baseline
▲ 0.50% · 4.625%
HK$71,261
+HK$4,088/mo
Deposit HK$9.24M · loan HK$13.86M · min. income ≈ HK$134,346/mo (50% DSR)
Upfront cash ≈ HK$10.22M (deposit + AVD stamp duty HK$981,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,320
−HK$3,799/mo
▼ 0.25% · 3.875%
HK$72,206
−HK$1,913/mo
Today · 4.125%
HK$74,119
baseline
▲ 0.50% · 4.625%
HK$78,026
+HK$3,907/mo
Deposit HK$9.24M · loan HK$13.86M · min. income ≈ HK$148,238/mo (50% DSR)
Upfront cash ≈ HK$10.22M (deposit + AVD stamp duty HK$981,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,744
−HK$4,625/mo
▼ 0.25% · 3.875%
HK$76,038
−HK$2,331/mo
Today · 4.125%
HK$78,369
baseline
▲ 0.50% · 4.625%
HK$83,137
+HK$4,768/mo
Deposit HK$6.93M · loan HK$16.17M · min. income ≈ HK$156,738/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$981,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,040
−HK$4,432/mo
▼ 0.25% · 3.875%
HK$84,240
−HK$2,232/mo
Today · 4.125%
HK$86,472
baseline
▲ 0.50% · 4.625%
HK$91,030
+HK$4,558/mo
Deposit HK$6.93M · loan HK$16.17M · min. income ≈ HK$172,944/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$981,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,814
−HK$5,946/mo
▼ 0.25% · 3.875%
HK$97,763
−HK$2,997/mo
Today · 4.125%
HK$100,760
baseline
▲ 0.50% · 4.625%
HK$106,891
+HK$6,131/mo
Deposit HK$2.31M · loan HK$20.79M · min. income ≈ HK$201,520/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$981,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,480
−HK$5,698/mo
▼ 0.25% · 3.875%
HK$108,309
−HK$2,869/mo
Today · 4.125%
HK$111,178
baseline
▲ 0.50% · 4.625%
HK$117,039
+HK$5,861/mo
Deposit HK$2.31M · loan HK$20.79M · min. income ≈ HK$222,356/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$981,761 · Scale 2, in force from 26 Feb 2026)