LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,678
−HK$3,304/mo
▼ 0.25% · 3.875%
HK$54,317
−HK$1,665/mo
Today · 4.125%
HK$55,982
baseline
▲ 0.50% · 4.625%
HK$59,388
+HK$3,406/mo
Deposit HK$11.55M · loan HK$11.55M · min. income ≈ HK$111,964/mo (50% DSR)
Upfront cash ≈ HK$12.53M (deposit + AVD stamp duty HK$981,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,604
−HK$3,166/mo
▼ 0.25% · 3.875%
HK$60,176
−HK$1,594/mo
Today · 4.125%
HK$61,770
baseline
▲ 0.50% · 4.625%
HK$65,026
+HK$3,256/mo
Deposit HK$11.55M · loan HK$11.55M · min. income ≈ HK$123,540/mo (50% DSR)
Upfront cash ≈ HK$12.53M (deposit + AVD stamp duty HK$981,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,214
−HK$3,964/mo
▼ 0.25% · 3.875%
HK$65,180
−HK$1,998/mo
Today · 4.125%
HK$67,178
baseline
▲ 0.50% · 4.625%
HK$71,266
+HK$4,088/mo
Deposit HK$9.24M · loan HK$13.86M · min. income ≈ HK$134,356/mo (50% DSR)
Upfront cash ≈ HK$10.22M (deposit + AVD stamp duty HK$981,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,325
−HK$3,799/mo
▼ 0.25% · 3.875%
HK$72,211
−HK$1,913/mo
Today · 4.125%
HK$74,124
baseline
▲ 0.50% · 4.625%
HK$78,031
+HK$3,907/mo
Deposit HK$9.24M · loan HK$13.86M · min. income ≈ HK$148,248/mo (50% DSR)
Upfront cash ≈ HK$10.22M (deposit + AVD stamp duty HK$981,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,750
−HK$4,624/mo
▼ 0.25% · 3.875%
HK$76,044
−HK$2,330/mo
Today · 4.125%
HK$78,374
baseline
▲ 0.50% · 4.625%
HK$83,143
+HK$4,769/mo
Deposit HK$6.93M · loan HK$16.17M · min. income ≈ HK$156,748/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$981,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,046
−HK$4,432/mo
▼ 0.25% · 3.875%
HK$84,246
−HK$2,232/mo
Today · 4.125%
HK$86,478
baseline
▲ 0.50% · 4.625%
HK$91,037
+HK$4,559/mo
Deposit HK$6.93M · loan HK$16.17M · min. income ≈ HK$172,956/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$981,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,821
−HK$5,946/mo
▼ 0.25% · 3.875%
HK$97,770
−HK$2,997/mo
Today · 4.125%
HK$100,767
baseline
▲ 0.50% · 4.625%
HK$106,898
+HK$6,131/mo
Deposit HK$2.31M · loan HK$20.79M · min. income ≈ HK$201,534/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$981,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,487
−HK$5,699/mo
▼ 0.25% · 3.875%
HK$108,316
−HK$2,870/mo
Today · 4.125%
HK$111,186
baseline
▲ 0.50% · 4.625%
HK$117,047
+HK$5,861/mo
Deposit HK$2.31M · loan HK$20.79M · min. income ≈ HK$222,372/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$981,831 · Scale 2, in force from 26 Feb 2026)