LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,680
−HK$3,304/mo
▼ 0.25% · 3.875%
HK$54,319
−HK$1,665/mo
Today · 4.125%
HK$55,984
baseline
▲ 0.50% · 4.625%
HK$59,390
+HK$3,406/mo
Deposit HK$11.55M · loan HK$11.55M · min. income ≈ HK$111,968/mo (50% DSR)
Upfront cash ≈ HK$12.53M (deposit + AVD stamp duty HK$981,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,606
−HK$3,166/mo
▼ 0.25% · 3.875%
HK$60,178
−HK$1,594/mo
Today · 4.125%
HK$61,772
baseline
▲ 0.50% · 4.625%
HK$65,029
+HK$3,257/mo
Deposit HK$11.55M · loan HK$11.55M · min. income ≈ HK$123,544/mo (50% DSR)
Upfront cash ≈ HK$12.53M (deposit + AVD stamp duty HK$981,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,216
−HK$3,964/mo
▼ 0.25% · 3.875%
HK$65,183
−HK$1,997/mo
Today · 4.125%
HK$67,180
baseline
▲ 0.50% · 4.625%
HK$71,268
+HK$4,088/mo
Deposit HK$9.24M · loan HK$13.86M · min. income ≈ HK$134,360/mo (50% DSR)
Upfront cash ≈ HK$10.22M (deposit + AVD stamp duty HK$981,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,327
−HK$3,800/mo
▼ 0.25% · 3.875%
HK$72,214
−HK$1,913/mo
Today · 4.125%
HK$74,127
baseline
▲ 0.50% · 4.625%
HK$78,034
+HK$3,907/mo
Deposit HK$9.24M · loan HK$13.86M · min. income ≈ HK$148,254/mo (50% DSR)
Upfront cash ≈ HK$10.22M (deposit + AVD stamp duty HK$981,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,752
−HK$4,625/mo
▼ 0.25% · 3.875%
HK$76,046
−HK$2,331/mo
Today · 4.125%
HK$78,377
baseline
▲ 0.50% · 4.625%
HK$83,146
+HK$4,769/mo
Deposit HK$6.93M · loan HK$16.17M · min. income ≈ HK$156,754/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$981,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,049
−HK$4,432/mo
▼ 0.25% · 3.875%
HK$84,249
−HK$2,232/mo
Today · 4.125%
HK$86,481
baseline
▲ 0.50% · 4.625%
HK$91,040
+HK$4,559/mo
Deposit HK$6.93M · loan HK$16.17M · min. income ≈ HK$172,962/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$981,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,824
−HK$5,947/mo
▼ 0.25% · 3.875%
HK$97,774
−HK$2,997/mo
Today · 4.125%
HK$100,771
baseline
▲ 0.50% · 4.625%
HK$106,902
+HK$6,131/mo
Deposit HK$2.31M · loan HK$20.79M · min. income ≈ HK$201,542/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$981,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,491
−HK$5,699/mo
▼ 0.25% · 3.875%
HK$108,320
−HK$2,870/mo
Today · 4.125%
HK$111,190
baseline
▲ 0.50% · 4.625%
HK$117,051
+HK$5,861/mo
Deposit HK$2.31M · loan HK$20.79M · min. income ≈ HK$222,380/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$981,866 · Scale 2, in force from 26 Feb 2026)