LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,681
−HK$3,303/mo
▼ 0.25% · 3.875%
HK$54,320
−HK$1,664/mo
Today · 4.125%
HK$55,984
baseline
▲ 0.50% · 4.625%
HK$59,391
+HK$3,407/mo
Deposit HK$11.55M · loan HK$11.55M · min. income ≈ HK$111,968/mo (50% DSR)
Upfront cash ≈ HK$12.53M (deposit + AVD stamp duty HK$981,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,607
−HK$3,166/mo
▼ 0.25% · 3.875%
HK$60,179
−HK$1,594/mo
Today · 4.125%
HK$61,773
baseline
▲ 0.50% · 4.625%
HK$65,030
+HK$3,257/mo
Deposit HK$11.55M · loan HK$11.55M · min. income ≈ HK$123,546/mo (50% DSR)
Upfront cash ≈ HK$12.53M (deposit + AVD stamp duty HK$981,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,217
−HK$3,964/mo
▼ 0.25% · 3.875%
HK$65,184
−HK$1,997/mo
Today · 4.125%
HK$67,181
baseline
▲ 0.50% · 4.625%
HK$71,269
+HK$4,088/mo
Deposit HK$9.24M · loan HK$13.86M · min. income ≈ HK$134,362/mo (50% DSR)
Upfront cash ≈ HK$10.22M (deposit + AVD stamp duty HK$981,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,328
−HK$3,800/mo
▼ 0.25% · 3.875%
HK$72,215
−HK$1,913/mo
Today · 4.125%
HK$74,128
baseline
▲ 0.50% · 4.625%
HK$78,035
+HK$3,907/mo
Deposit HK$9.24M · loan HK$13.86M · min. income ≈ HK$148,256/mo (50% DSR)
Upfront cash ≈ HK$10.22M (deposit + AVD stamp duty HK$981,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,753
−HK$4,625/mo
▼ 0.25% · 3.875%
HK$76,047
−HK$2,331/mo
Today · 4.125%
HK$78,378
baseline
▲ 0.50% · 4.625%
HK$83,147
+HK$4,769/mo
Deposit HK$6.93M · loan HK$16.17M · min. income ≈ HK$156,756/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$981,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,050
−HK$4,433/mo
▼ 0.25% · 3.875%
HK$84,250
−HK$2,233/mo
Today · 4.125%
HK$86,483
baseline
▲ 0.50% · 4.625%
HK$91,041
+HK$4,558/mo
Deposit HK$6.93M · loan HK$16.17M · min. income ≈ HK$172,966/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$981,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,826
−HK$5,946/mo
▼ 0.25% · 3.875%
HK$97,775
−HK$2,997/mo
Today · 4.125%
HK$100,772
baseline
▲ 0.50% · 4.625%
HK$106,904
+HK$6,132/mo
Deposit HK$2.31M · loan HK$20.79M · min. income ≈ HK$201,544/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$981,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,493
−HK$5,699/mo
▼ 0.25% · 3.875%
HK$108,322
−HK$2,870/mo
Today · 4.125%
HK$111,192
baseline
▲ 0.50% · 4.625%
HK$117,053
+HK$5,861/mo
Deposit HK$2.31M · loan HK$20.79M · min. income ≈ HK$222,384/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$981,881 · Scale 2, in force from 26 Feb 2026)