LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,681
−HK$3,304/mo
▼ 0.25% · 3.875%
HK$54,320
−HK$1,665/mo
Today · 4.125%
HK$55,985
baseline
▲ 0.50% · 4.625%
HK$59,391
+HK$3,406/mo
Deposit HK$11.55M · loan HK$11.55M · min. income ≈ HK$111,970/mo (50% DSR)
Upfront cash ≈ HK$12.53M (deposit + AVD stamp duty HK$981,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,607
−HK$3,167/mo
▼ 0.25% · 3.875%
HK$60,179
−HK$1,595/mo
Today · 4.125%
HK$61,774
baseline
▲ 0.50% · 4.625%
HK$65,030
+HK$3,256/mo
Deposit HK$11.55M · loan HK$11.55M · min. income ≈ HK$123,548/mo (50% DSR)
Upfront cash ≈ HK$12.53M (deposit + AVD stamp duty HK$981,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,218
−HK$3,964/mo
▼ 0.25% · 3.875%
HK$65,184
−HK$1,998/mo
Today · 4.125%
HK$67,182
baseline
▲ 0.50% · 4.625%
HK$71,270
+HK$4,088/mo
Deposit HK$9.24M · loan HK$13.86M · min. income ≈ HK$134,364/mo (50% DSR)
Upfront cash ≈ HK$10.22M (deposit + AVD stamp duty HK$981,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,329
−HK$3,800/mo
▼ 0.25% · 3.875%
HK$72,215
−HK$1,914/mo
Today · 4.125%
HK$74,129
baseline
▲ 0.50% · 4.625%
HK$78,036
+HK$3,907/mo
Deposit HK$9.24M · loan HK$13.86M · min. income ≈ HK$148,258/mo (50% DSR)
Upfront cash ≈ HK$10.22M (deposit + AVD stamp duty HK$981,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,754
−HK$4,625/mo
▼ 0.25% · 3.875%
HK$76,048
−HK$2,331/mo
Today · 4.125%
HK$78,379
baseline
▲ 0.50% · 4.625%
HK$83,148
+HK$4,769/mo
Deposit HK$6.93M · loan HK$16.17M · min. income ≈ HK$156,758/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$981,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,050
−HK$4,433/mo
▼ 0.25% · 3.875%
HK$84,251
−HK$2,232/mo
Today · 4.125%
HK$86,483
baseline
▲ 0.50% · 4.625%
HK$91,042
+HK$4,559/mo
Deposit HK$6.93M · loan HK$16.17M · min. income ≈ HK$172,966/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$981,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,826
−HK$5,947/mo
▼ 0.25% · 3.875%
HK$97,776
−HK$2,997/mo
Today · 4.125%
HK$100,773
baseline
▲ 0.50% · 4.625%
HK$106,905
+HK$6,132/mo
Deposit HK$2.31M · loan HK$20.79M · min. income ≈ HK$201,546/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$981,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,493
−HK$5,700/mo
▼ 0.25% · 3.875%
HK$108,323
−HK$2,870/mo
Today · 4.125%
HK$111,193
baseline
▲ 0.50% · 4.625%
HK$117,054
+HK$5,861/mo
Deposit HK$2.31M · loan HK$20.79M · min. income ≈ HK$222,386/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$981,887 · Scale 2, in force from 26 Feb 2026)