LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,683
−HK$3,303/mo
▼ 0.25% · 3.875%
HK$54,321
−HK$1,665/mo
Today · 4.125%
HK$55,986
baseline
▲ 0.50% · 4.625%
HK$59,393
+HK$3,407/mo
Deposit HK$11.55M · loan HK$11.55M · min. income ≈ HK$111,972/mo (50% DSR)
Upfront cash ≈ HK$12.53M (deposit + AVD stamp duty HK$981,913 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,609
−HK$3,166/mo
▼ 0.25% · 3.875%
HK$60,181
−HK$1,594/mo
Today · 4.125%
HK$61,775
baseline
▲ 0.50% · 4.625%
HK$65,032
+HK$3,257/mo
Deposit HK$11.55M · loan HK$11.55M · min. income ≈ HK$123,550/mo (50% DSR)
Upfront cash ≈ HK$12.53M (deposit + AVD stamp duty HK$981,913 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,219
−HK$3,965/mo
▼ 0.25% · 3.875%
HK$65,186
−HK$1,998/mo
Today · 4.125%
HK$67,184
baseline
▲ 0.50% · 4.625%
HK$71,271
+HK$4,087/mo
Deposit HK$9.24M · loan HK$13.86M · min. income ≈ HK$134,368/mo (50% DSR)
Upfront cash ≈ HK$10.22M (deposit + AVD stamp duty HK$981,913 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,331
−HK$3,799/mo
▼ 0.25% · 3.875%
HK$72,217
−HK$1,913/mo
Today · 4.125%
HK$74,130
baseline
▲ 0.50% · 4.625%
HK$78,038
+HK$3,908/mo
Deposit HK$9.24M · loan HK$13.86M · min. income ≈ HK$148,260/mo (50% DSR)
Upfront cash ≈ HK$10.22M (deposit + AVD stamp duty HK$981,913 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,756
−HK$4,625/mo
▼ 0.25% · 3.875%
HK$76,050
−HK$2,331/mo
Today · 4.125%
HK$78,381
baseline
▲ 0.50% · 4.625%
HK$83,150
+HK$4,769/mo
Deposit HK$6.93M · loan HK$16.17M · min. income ≈ HK$156,762/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$981,913 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,052
−HK$4,433/mo
▼ 0.25% · 3.875%
HK$84,253
−HK$2,232/mo
Today · 4.125%
HK$86,485
baseline
▲ 0.50% · 4.625%
HK$91,044
+HK$4,559/mo
Deposit HK$6.93M · loan HK$16.17M · min. income ≈ HK$172,970/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$981,913 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,829
−HK$5,946/mo
▼ 0.25% · 3.875%
HK$97,778
−HK$2,997/mo
Today · 4.125%
HK$100,775
baseline
▲ 0.50% · 4.625%
HK$106,907
+HK$6,132/mo
Deposit HK$2.31M · loan HK$20.79M · min. income ≈ HK$201,550/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$981,913 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,496
−HK$5,700/mo
▼ 0.25% · 3.875%
HK$108,325
−HK$2,871/mo
Today · 4.125%
HK$111,196
baseline
▲ 0.50% · 4.625%
HK$117,057
+HK$5,861/mo
Deposit HK$2.31M · loan HK$20.79M · min. income ≈ HK$222,392/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$981,913 · Scale 2, in force from 26 Feb 2026)