LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,684
−HK$3,303/mo
▼ 0.25% · 3.875%
HK$54,322
−HK$1,665/mo
Today · 4.125%
HK$55,987
baseline
▲ 0.50% · 4.625%
HK$59,394
+HK$3,407/mo
Deposit HK$11.55M · loan HK$11.55M · min. income ≈ HK$111,974/mo (50% DSR)
Upfront cash ≈ HK$12.53M (deposit + AVD stamp duty HK$981,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,610
−HK$3,167/mo
▼ 0.25% · 3.875%
HK$60,182
−HK$1,595/mo
Today · 4.125%
HK$61,777
baseline
▲ 0.50% · 4.625%
HK$65,033
+HK$3,256/mo
Deposit HK$11.55M · loan HK$11.55M · min. income ≈ HK$123,554/mo (50% DSR)
Upfront cash ≈ HK$12.53M (deposit + AVD stamp duty HK$981,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,220
−HK$3,965/mo
▼ 0.25% · 3.875%
HK$65,187
−HK$1,998/mo
Today · 4.125%
HK$67,185
baseline
▲ 0.50% · 4.625%
HK$71,273
+HK$4,088/mo
Deposit HK$9.24M · loan HK$13.86M · min. income ≈ HK$134,370/mo (50% DSR)
Upfront cash ≈ HK$10.22M (deposit + AVD stamp duty HK$981,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,332
−HK$3,800/mo
▼ 0.25% · 3.875%
HK$72,218
−HK$1,914/mo
Today · 4.125%
HK$74,132
baseline
▲ 0.50% · 4.625%
HK$78,039
+HK$3,907/mo
Deposit HK$9.24M · loan HK$13.86M · min. income ≈ HK$148,264/mo (50% DSR)
Upfront cash ≈ HK$10.22M (deposit + AVD stamp duty HK$981,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,757
−HK$4,625/mo
▼ 0.25% · 3.875%
HK$76,051
−HK$2,331/mo
Today · 4.125%
HK$78,382
baseline
▲ 0.50% · 4.625%
HK$83,152
+HK$4,770/mo
Deposit HK$6.93M · loan HK$16.17M · min. income ≈ HK$156,764/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$981,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,054
−HK$4,433/mo
▼ 0.25% · 3.875%
HK$84,255
−HK$2,232/mo
Today · 4.125%
HK$86,487
baseline
▲ 0.50% · 4.625%
HK$91,046
+HK$4,559/mo
Deposit HK$6.93M · loan HK$16.17M · min. income ≈ HK$172,974/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$981,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,830
−HK$5,947/mo
▼ 0.25% · 3.875%
HK$97,780
−HK$2,997/mo
Today · 4.125%
HK$100,777
baseline
▲ 0.50% · 4.625%
HK$106,909
+HK$6,132/mo
Deposit HK$2.31M · loan HK$20.79M · min. income ≈ HK$201,554/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$981,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,498
−HK$5,700/mo
▼ 0.25% · 3.875%
HK$108,327
−HK$2,871/mo
Today · 4.125%
HK$111,198
baseline
▲ 0.50% · 4.625%
HK$117,059
+HK$5,861/mo
Deposit HK$2.31M · loan HK$20.79M · min. income ≈ HK$222,396/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$981,931 · Scale 2, in force from 26 Feb 2026)