LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,685
−HK$3,303/mo
▼ 0.25% · 3.875%
HK$54,323
−HK$1,665/mo
Today · 4.125%
HK$55,988
baseline
▲ 0.50% · 4.625%
HK$59,395
+HK$3,407/mo
Deposit HK$11.55M · loan HK$11.55M · min. income ≈ HK$111,976/mo (50% DSR)
Upfront cash ≈ HK$12.53M (deposit + AVD stamp duty HK$981,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,611
−HK$3,167/mo
▼ 0.25% · 3.875%
HK$60,183
−HK$1,595/mo
Today · 4.125%
HK$61,778
baseline
▲ 0.50% · 4.625%
HK$65,034
+HK$3,256/mo
Deposit HK$11.55M · loan HK$11.55M · min. income ≈ HK$123,556/mo (50% DSR)
Upfront cash ≈ HK$12.53M (deposit + AVD stamp duty HK$981,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,222
−HK$3,964/mo
▼ 0.25% · 3.875%
HK$65,188
−HK$1,998/mo
Today · 4.125%
HK$67,186
baseline
▲ 0.50% · 4.625%
HK$71,274
+HK$4,088/mo
Deposit HK$9.24M · loan HK$13.86M · min. income ≈ HK$134,372/mo (50% DSR)
Upfront cash ≈ HK$10.22M (deposit + AVD stamp duty HK$981,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,333
−HK$3,800/mo
▼ 0.25% · 3.875%
HK$72,220
−HK$1,913/mo
Today · 4.125%
HK$74,133
baseline
▲ 0.50% · 4.625%
HK$78,041
+HK$3,908/mo
Deposit HK$9.24M · loan HK$13.86M · min. income ≈ HK$148,266/mo (50% DSR)
Upfront cash ≈ HK$10.22M (deposit + AVD stamp duty HK$981,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,758
−HK$4,626/mo
▼ 0.25% · 3.875%
HK$76,053
−HK$2,331/mo
Today · 4.125%
HK$78,384
baseline
▲ 0.50% · 4.625%
HK$83,153
+HK$4,769/mo
Deposit HK$6.93M · loan HK$16.17M · min. income ≈ HK$156,768/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$981,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,056
−HK$4,433/mo
▼ 0.25% · 3.875%
HK$84,256
−HK$2,233/mo
Today · 4.125%
HK$86,489
baseline
▲ 0.50% · 4.625%
HK$91,048
+HK$4,559/mo
Deposit HK$6.93M · loan HK$16.17M · min. income ≈ HK$172,978/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$981,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,832
−HK$5,947/mo
▼ 0.25% · 3.875%
HK$97,782
−HK$2,997/mo
Today · 4.125%
HK$100,779
baseline
▲ 0.50% · 4.625%
HK$106,911
+HK$6,132/mo
Deposit HK$2.31M · loan HK$20.79M · min. income ≈ HK$201,558/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$981,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,500
−HK$5,700/mo
▼ 0.25% · 3.875%
HK$108,329
−HK$2,871/mo
Today · 4.125%
HK$111,200
baseline
▲ 0.50% · 4.625%
HK$117,061
+HK$5,861/mo
Deposit HK$2.31M · loan HK$20.79M · min. income ≈ HK$222,400/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$981,950 · Scale 2, in force from 26 Feb 2026)