LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,685
−HK$3,304/mo
▼ 0.25% · 3.875%
HK$54,324
−HK$1,665/mo
Today · 4.125%
HK$55,989
baseline
▲ 0.50% · 4.625%
HK$59,396
+HK$3,407/mo
Deposit HK$11.55M · loan HK$11.55M · min. income ≈ HK$111,978/mo (50% DSR)
Upfront cash ≈ HK$12.53M (deposit + AVD stamp duty HK$981,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,612
−HK$3,166/mo
▼ 0.25% · 3.875%
HK$60,184
−HK$1,594/mo
Today · 4.125%
HK$61,778
baseline
▲ 0.50% · 4.625%
HK$65,035
+HK$3,257/mo
Deposit HK$11.55M · loan HK$11.55M · min. income ≈ HK$123,556/mo (50% DSR)
Upfront cash ≈ HK$12.53M (deposit + AVD stamp duty HK$981,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,222
−HK$3,965/mo
▼ 0.25% · 3.875%
HK$65,189
−HK$1,998/mo
Today · 4.125%
HK$67,187
baseline
▲ 0.50% · 4.625%
HK$71,275
+HK$4,088/mo
Deposit HK$9.24M · loan HK$13.86M · min. income ≈ HK$134,374/mo (50% DSR)
Upfront cash ≈ HK$10.22M (deposit + AVD stamp duty HK$981,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,334
−HK$3,800/mo
▼ 0.25% · 3.875%
HK$72,220
−HK$1,914/mo
Today · 4.125%
HK$74,134
baseline
▲ 0.50% · 4.625%
HK$78,042
+HK$3,908/mo
Deposit HK$9.24M · loan HK$13.86M · min. income ≈ HK$148,268/mo (50% DSR)
Upfront cash ≈ HK$10.22M (deposit + AVD stamp duty HK$981,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,759
−HK$4,626/mo
▼ 0.25% · 3.875%
HK$76,054
−HK$2,331/mo
Today · 4.125%
HK$78,385
baseline
▲ 0.50% · 4.625%
HK$83,154
+HK$4,769/mo
Deposit HK$6.93M · loan HK$16.17M · min. income ≈ HK$156,770/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$981,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,056
−HK$4,434/mo
▼ 0.25% · 3.875%
HK$84,257
−HK$2,233/mo
Today · 4.125%
HK$86,490
baseline
▲ 0.50% · 4.625%
HK$91,049
+HK$4,559/mo
Deposit HK$6.93M · loan HK$16.17M · min. income ≈ HK$172,980/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$981,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,833
−HK$5,947/mo
▼ 0.25% · 3.875%
HK$97,783
−HK$2,997/mo
Today · 4.125%
HK$100,780
baseline
▲ 0.50% · 4.625%
HK$106,912
+HK$6,132/mo
Deposit HK$2.31M · loan HK$20.79M · min. income ≈ HK$201,560/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$981,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,501
−HK$5,700/mo
▼ 0.25% · 3.875%
HK$108,331
−HK$2,870/mo
Today · 4.125%
HK$111,201
baseline
▲ 0.50% · 4.625%
HK$117,062
+HK$5,861/mo
Deposit HK$2.31M · loan HK$20.79M · min. income ≈ HK$222,402/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$981,960 · Scale 2, in force from 26 Feb 2026)