LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,689
−HK$3,304/mo
▼ 0.25% · 3.875%
HK$54,328
−HK$1,665/mo
Today · 4.125%
HK$55,993
baseline
▲ 0.50% · 4.625%
HK$59,400
+HK$3,407/mo
Deposit HK$11.55M · loan HK$11.55M · min. income ≈ HK$111,986/mo (50% DSR)
Upfront cash ≈ HK$12.54M (deposit + AVD stamp duty HK$982,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,616
−HK$3,167/mo
▼ 0.25% · 3.875%
HK$60,188
−HK$1,595/mo
Today · 4.125%
HK$61,783
baseline
▲ 0.50% · 4.625%
HK$65,039
+HK$3,256/mo
Deposit HK$11.55M · loan HK$11.55M · min. income ≈ HK$123,566/mo (50% DSR)
Upfront cash ≈ HK$12.54M (deposit + AVD stamp duty HK$982,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,227
−HK$3,965/mo
▼ 0.25% · 3.875%
HK$65,193
−HK$1,999/mo
Today · 4.125%
HK$67,192
baseline
▲ 0.50% · 4.625%
HK$71,280
+HK$4,088/mo
Deposit HK$9.24M · loan HK$13.86M · min. income ≈ HK$134,384/mo (50% DSR)
Upfront cash ≈ HK$10.22M (deposit + AVD stamp duty HK$982,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,339
−HK$3,800/mo
▼ 0.25% · 3.875%
HK$72,226
−HK$1,913/mo
Today · 4.125%
HK$74,139
baseline
▲ 0.50% · 4.625%
HK$78,047
+HK$3,908/mo
Deposit HK$9.24M · loan HK$13.86M · min. income ≈ HK$148,278/mo (50% DSR)
Upfront cash ≈ HK$10.22M (deposit + AVD stamp duty HK$982,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,765
−HK$4,625/mo
▼ 0.25% · 3.875%
HK$76,059
−HK$2,331/mo
Today · 4.125%
HK$78,390
baseline
▲ 0.50% · 4.625%
HK$83,160
+HK$4,770/mo
Deposit HK$6.93M · loan HK$16.17M · min. income ≈ HK$156,780/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$982,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,062
−HK$4,434/mo
▼ 0.25% · 3.875%
HK$84,263
−HK$2,233/mo
Today · 4.125%
HK$86,496
baseline
▲ 0.50% · 4.625%
HK$91,055
+HK$4,559/mo
Deposit HK$6.93M · loan HK$16.17M · min. income ≈ HK$172,992/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$982,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,840
−HK$5,947/mo
▼ 0.25% · 3.875%
HK$97,790
−HK$2,997/mo
Today · 4.125%
HK$100,787
baseline
▲ 0.50% · 4.625%
HK$106,920
+HK$6,133/mo
Deposit HK$2.31M · loan HK$20.80M · min. income ≈ HK$201,574/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$982,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,509
−HK$5,700/mo
▼ 0.25% · 3.875%
HK$108,338
−HK$2,871/mo
Today · 4.125%
HK$111,209
baseline
▲ 0.50% · 4.625%
HK$117,071
+HK$5,862/mo
Deposit HK$2.31M · loan HK$20.80M · min. income ≈ HK$222,418/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$982,031 · Scale 2, in force from 26 Feb 2026)