LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,691
−HK$3,304/mo
▼ 0.25% · 3.875%
HK$54,330
−HK$1,665/mo
Today · 4.125%
HK$55,995
baseline
▲ 0.50% · 4.625%
HK$59,402
+HK$3,407/mo
Deposit HK$11.55M · loan HK$11.55M · min. income ≈ HK$111,990/mo (50% DSR)
Upfront cash ≈ HK$12.54M (deposit + AVD stamp duty HK$982,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,618
−HK$3,167/mo
▼ 0.25% · 3.875%
HK$60,190
−HK$1,595/mo
Today · 4.125%
HK$61,785
baseline
▲ 0.50% · 4.625%
HK$65,042
+HK$3,257/mo
Deposit HK$11.55M · loan HK$11.55M · min. income ≈ HK$123,570/mo (50% DSR)
Upfront cash ≈ HK$12.54M (deposit + AVD stamp duty HK$982,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,229
−HK$3,965/mo
▼ 0.25% · 3.875%
HK$65,196
−HK$1,998/mo
Today · 4.125%
HK$67,194
baseline
▲ 0.50% · 4.625%
HK$71,283
+HK$4,089/mo
Deposit HK$9.24M · loan HK$13.86M · min. income ≈ HK$134,388/mo (50% DSR)
Upfront cash ≈ HK$10.23M (deposit + AVD stamp duty HK$982,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,342
−HK$3,800/mo
▼ 0.25% · 3.875%
HK$72,228
−HK$1,914/mo
Today · 4.125%
HK$74,142
baseline
▲ 0.50% · 4.625%
HK$78,050
+HK$3,908/mo
Deposit HK$9.24M · loan HK$13.86M · min. income ≈ HK$148,284/mo (50% DSR)
Upfront cash ≈ HK$10.23M (deposit + AVD stamp duty HK$982,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,767
−HK$4,626/mo
▼ 0.25% · 3.875%
HK$76,062
−HK$2,331/mo
Today · 4.125%
HK$78,393
baseline
▲ 0.50% · 4.625%
HK$83,163
+HK$4,770/mo
Deposit HK$6.93M · loan HK$16.18M · min. income ≈ HK$156,786/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$982,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,065
−HK$4,434/mo
▼ 0.25% · 3.875%
HK$84,266
−HK$2,233/mo
Today · 4.125%
HK$86,499
baseline
▲ 0.50% · 4.625%
HK$91,059
+HK$4,560/mo
Deposit HK$6.93M · loan HK$16.18M · min. income ≈ HK$172,998/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$982,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,844
−HK$5,947/mo
▼ 0.25% · 3.875%
HK$97,794
−HK$2,997/mo
Today · 4.125%
HK$100,791
baseline
▲ 0.50% · 4.625%
HK$106,924
+HK$6,133/mo
Deposit HK$2.31M · loan HK$20.80M · min. income ≈ HK$201,582/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$982,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,513
−HK$5,700/mo
▼ 0.25% · 3.875%
HK$108,343
−HK$2,870/mo
Today · 4.125%
HK$111,213
baseline
▲ 0.50% · 4.625%
HK$117,076
+HK$5,863/mo
Deposit HK$2.31M · loan HK$20.80M · min. income ≈ HK$222,426/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$982,069 · Scale 2, in force from 26 Feb 2026)