LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,692
−HK$3,304/mo
▼ 0.25% · 3.875%
HK$54,331
−HK$1,665/mo
Today · 4.125%
HK$55,996
baseline
▲ 0.50% · 4.625%
HK$59,403
+HK$3,407/mo
Deposit HK$11.55M · loan HK$11.55M · min. income ≈ HK$111,992/mo (50% DSR)
Upfront cash ≈ HK$12.54M (deposit + AVD stamp duty HK$982,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,619
−HK$3,167/mo
▼ 0.25% · 3.875%
HK$60,191
−HK$1,595/mo
Today · 4.125%
HK$61,786
baseline
▲ 0.50% · 4.625%
HK$65,043
+HK$3,257/mo
Deposit HK$11.55M · loan HK$11.55M · min. income ≈ HK$123,572/mo (50% DSR)
Upfront cash ≈ HK$12.54M (deposit + AVD stamp duty HK$982,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,230
−HK$3,965/mo
▼ 0.25% · 3.875%
HK$65,197
−HK$1,998/mo
Today · 4.125%
HK$67,195
baseline
▲ 0.50% · 4.625%
HK$71,284
+HK$4,089/mo
Deposit HK$9.24M · loan HK$13.86M · min. income ≈ HK$134,390/mo (50% DSR)
Upfront cash ≈ HK$10.23M (deposit + AVD stamp duty HK$982,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,343
−HK$3,800/mo
▼ 0.25% · 3.875%
HK$72,229
−HK$1,914/mo
Today · 4.125%
HK$74,143
baseline
▲ 0.50% · 4.625%
HK$78,051
+HK$3,908/mo
Deposit HK$9.24M · loan HK$13.86M · min. income ≈ HK$148,286/mo (50% DSR)
Upfront cash ≈ HK$10.23M (deposit + AVD stamp duty HK$982,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,768
−HK$4,626/mo
▼ 0.25% · 3.875%
HK$76,063
−HK$2,331/mo
Today · 4.125%
HK$78,394
baseline
▲ 0.50% · 4.625%
HK$83,165
+HK$4,771/mo
Deposit HK$6.93M · loan HK$16.18M · min. income ≈ HK$156,788/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$982,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,067
−HK$4,433/mo
▼ 0.25% · 3.875%
HK$84,268
−HK$2,232/mo
Today · 4.125%
HK$86,500
baseline
▲ 0.50% · 4.625%
HK$91,060
+HK$4,560/mo
Deposit HK$6.93M · loan HK$16.18M · min. income ≈ HK$173,000/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$982,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,845
−HK$5,948/mo
▼ 0.25% · 3.875%
HK$97,795
−HK$2,998/mo
Today · 4.125%
HK$100,793
baseline
▲ 0.50% · 4.625%
HK$106,926
+HK$6,133/mo
Deposit HK$2.31M · loan HK$20.80M · min. income ≈ HK$201,586/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$982,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,514
−HK$5,701/mo
▼ 0.25% · 3.875%
HK$108,344
−HK$2,871/mo
Today · 4.125%
HK$111,215
baseline
▲ 0.50% · 4.625%
HK$117,077
+HK$5,862/mo
Deposit HK$2.31M · loan HK$20.80M · min. income ≈ HK$222,430/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$982,083 · Scale 2, in force from 26 Feb 2026)