LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,694
−HK$3,304/mo
▼ 0.25% · 3.875%
HK$54,333
−HK$1,665/mo
Today · 4.125%
HK$55,998
baseline
▲ 0.50% · 4.625%
HK$59,406
+HK$3,408/mo
Deposit HK$11.55M · loan HK$11.55M · min. income ≈ HK$111,996/mo (50% DSR)
Upfront cash ≈ HK$12.54M (deposit + AVD stamp duty HK$982,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,621
−HK$3,168/mo
▼ 0.25% · 3.875%
HK$60,194
−HK$1,595/mo
Today · 4.125%
HK$61,789
baseline
▲ 0.50% · 4.625%
HK$65,046
+HK$3,257/mo
Deposit HK$11.55M · loan HK$11.55M · min. income ≈ HK$123,578/mo (50% DSR)
Upfront cash ≈ HK$12.54M (deposit + AVD stamp duty HK$982,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,233
−HK$3,965/mo
▼ 0.25% · 3.875%
HK$65,200
−HK$1,998/mo
Today · 4.125%
HK$67,198
baseline
▲ 0.50% · 4.625%
HK$71,287
+HK$4,089/mo
Deposit HK$9.24M · loan HK$13.87M · min. income ≈ HK$134,396/mo (50% DSR)
Upfront cash ≈ HK$10.23M (deposit + AVD stamp duty HK$982,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,346
−HK$3,800/mo
▼ 0.25% · 3.875%
HK$72,232
−HK$1,914/mo
Today · 4.125%
HK$74,146
baseline
▲ 0.50% · 4.625%
HK$78,055
+HK$3,909/mo
Deposit HK$9.24M · loan HK$13.87M · min. income ≈ HK$148,292/mo (50% DSR)
Upfront cash ≈ HK$10.23M (deposit + AVD stamp duty HK$982,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,771
−HK$4,627/mo
▼ 0.25% · 3.875%
HK$76,066
−HK$2,332/mo
Today · 4.125%
HK$78,398
baseline
▲ 0.50% · 4.625%
HK$83,168
+HK$4,770/mo
Deposit HK$6.93M · loan HK$16.18M · min. income ≈ HK$156,796/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$982,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,070
−HK$4,434/mo
▼ 0.25% · 3.875%
HK$84,271
−HK$2,233/mo
Today · 4.125%
HK$86,504
baseline
▲ 0.50% · 4.625%
HK$91,064
+HK$4,560/mo
Deposit HK$6.93M · loan HK$16.18M · min. income ≈ HK$173,008/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$982,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,849
−HK$5,948/mo
▼ 0.25% · 3.875%
HK$97,799
−HK$2,998/mo
Today · 4.125%
HK$100,797
baseline
▲ 0.50% · 4.625%
HK$106,930
+HK$6,133/mo
Deposit HK$2.31M · loan HK$20.80M · min. income ≈ HK$201,594/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$982,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,519
−HK$5,700/mo
▼ 0.25% · 3.875%
HK$108,349
−HK$2,870/mo
Today · 4.125%
HK$111,219
baseline
▲ 0.50% · 4.625%
HK$117,082
+HK$5,863/mo
Deposit HK$2.31M · loan HK$20.80M · min. income ≈ HK$222,438/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$982,123 · Scale 2, in force from 26 Feb 2026)