LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,695
−HK$3,304/mo
▼ 0.25% · 3.875%
HK$54,334
−HK$1,665/mo
Today · 4.125%
HK$55,999
baseline
▲ 0.50% · 4.625%
HK$59,406
+HK$3,407/mo
Deposit HK$11.55M · loan HK$11.55M · min. income ≈ HK$111,998/mo (50% DSR)
Upfront cash ≈ HK$12.54M (deposit + AVD stamp duty HK$982,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,622
−HK$3,167/mo
▼ 0.25% · 3.875%
HK$60,194
−HK$1,595/mo
Today · 4.125%
HK$61,789
baseline
▲ 0.50% · 4.625%
HK$65,046
+HK$3,257/mo
Deposit HK$11.55M · loan HK$11.55M · min. income ≈ HK$123,578/mo (50% DSR)
Upfront cash ≈ HK$12.54M (deposit + AVD stamp duty HK$982,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,234
−HK$3,965/mo
▼ 0.25% · 3.875%
HK$65,200
−HK$1,999/mo
Today · 4.125%
HK$67,199
baseline
▲ 0.50% · 4.625%
HK$71,288
+HK$4,089/mo
Deposit HK$9.24M · loan HK$13.87M · min. income ≈ HK$134,398/mo (50% DSR)
Upfront cash ≈ HK$10.23M (deposit + AVD stamp duty HK$982,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,347
−HK$3,800/mo
▼ 0.25% · 3.875%
HK$72,233
−HK$1,914/mo
Today · 4.125%
HK$74,147
baseline
▲ 0.50% · 4.625%
HK$78,056
+HK$3,909/mo
Deposit HK$9.24M · loan HK$13.87M · min. income ≈ HK$148,294/mo (50% DSR)
Upfront cash ≈ HK$10.23M (deposit + AVD stamp duty HK$982,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,772
−HK$4,627/mo
▼ 0.25% · 3.875%
HK$76,067
−HK$2,332/mo
Today · 4.125%
HK$78,399
baseline
▲ 0.50% · 4.625%
HK$83,169
+HK$4,770/mo
Deposit HK$6.93M · loan HK$16.18M · min. income ≈ HK$156,798/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$982,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,071
−HK$4,434/mo
▼ 0.25% · 3.875%
HK$84,272
−HK$2,233/mo
Today · 4.125%
HK$86,505
baseline
▲ 0.50% · 4.625%
HK$91,065
+HK$4,560/mo
Deposit HK$6.93M · loan HK$16.18M · min. income ≈ HK$173,010/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$982,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,850
−HK$5,948/mo
▼ 0.25% · 3.875%
HK$97,801
−HK$2,997/mo
Today · 4.125%
HK$100,798
baseline
▲ 0.50% · 4.625%
HK$106,932
+HK$6,134/mo
Deposit HK$2.31M · loan HK$20.80M · min. income ≈ HK$201,596/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$982,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,520
−HK$5,701/mo
▼ 0.25% · 3.875%
HK$108,350
−HK$2,871/mo
Today · 4.125%
HK$111,221
baseline
▲ 0.50% · 4.625%
HK$117,084
+HK$5,863/mo
Deposit HK$2.31M · loan HK$20.80M · min. income ≈ HK$222,442/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$982,137 · Scale 2, in force from 26 Feb 2026)